John Carpenter
$1,056,0003 bd3.5 ba3,187 sqft$331 /sqft$7,692 /mo all-in ↓

13860 SIENA LOOP, BRADENTON, FL, 34202

Active4 days on marketListed Jul 15, 2026MLS #TB8526072

Private poolSingle Family ResidenceLAKEWOOD RANCH COUNTRY CLUB VILLAGE R&S

About this home

13860 SIENA LOOP

Professional Photos Coming Soon! Welcome to luxury living in the prestigious Country Club at Lakewood Ranch. Offering over 3,100 square feet of beautifully designed living space, this elegant two-story residence combines timeless style, functional living, and exceptional indoor-outdoor entertaining. From the moment you enter, you'll appreciate the soaring ceilings, abundant natural light, and spacious open floor plan designed for both everyday comfort and memorable gatherings. The chef's kitchen overlooks the expansive great room and features double ovens, three built-in wine refrigerators, custom wine storage, and a sunny breakfast area, creating the perfect space for entertaining family and friends. The thoughtfully designed layout offers three spacious bedrooms, a dedicated home office, and a versatile bonus room complete with a full bath and wet bar—ideal as a media room, game room, guest suite, or private retreat. Step outside to your own private oasis featuring a screened lanai, sparkling pool, and convenient pool bath, providing the perfect setting to relax, entertain, and enjoy Florida's year-round sunshine. A spacious three-car garage offers plenty of room for vehicles, golf carts, and additional storage. Located within the maintenance-free section of The Country Club at Lakewood Ranch, you'll have more time to enjoy the community's exceptional amenities, including championship golf, tennis, fitness facilities, social activities, and beautifully maintained grounds. Ideally situated just minutes from the vibrant Waterside Place district, you'll enjoy waterfront dining, boutique shopping, entertainment, parks, walking trails, farmers markets, and year-round community events. University Town Center, Sarasota-Bradenton International Airport, downtown Sarasota, The Ringling Museum, St. Armands Circle, and the world-famous beaches of Longboat Key, Anna Maria Island, and Siesta Key are all within easy reach. This exceptional home offers the perfect blend of luxury, comfort, and one of the most desirable lifestyles in Southwest Florida. Schedule your private showing today and experience everything this remarkable property has to offer.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,187

Sqft

0.21 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$331

Per sqft

Private pool

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$175/mo
Taxes (2025)$15,150/yr
PetsBreed Restrictions, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,692 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,698
PMI (est., until 20% equity)$396
Property tax — 2025 actual bill$1,262
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,600
Interest rate6.00%
Loan term

Estimated payment

$7,692/mo

Principal & interest$5,698
PMI (est., until 20% equity)$396
Property taxes (actual bill)$1,262
HOA / condo fee$175
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.0MedgeAI estimate $1,605,722 · range $1.5M$1.9M$2.0M

vs edgeAI estimate

−34.2%

$/sqft vs Bradenton actives

$331 vs $238

Days on market

4 vs 53 typical

Where $331/sqft sits among the 400 Bradenton actives

103
100
91
40 · this home
27
39
$122–181$181–239$239–297$297–356$356–414$414+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch Country Club

Map of 13860 SIENA LOOP inside its neighborhood boundary

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)67 min

Get to know Bradenton. See the full Bradenton guide →

Lakewood Ranch Country Club — neighborhood snapshot

Population

3,653

Median age

66

Median income

$132,549

Median home value

$650,811

Avg household

2

Households w/ children

190

For the school run

Manatee County School District

MiddleR. Dan Nolan Middle School★★★★
ElementaryRobert Willis Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

191 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the BRADENTON 34202 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $1,056,000 · 4 days on market since
2005Built · LAKEWOOD RANCH COUNTRY CLUB VILLAGE R&S

Reality check

What actually sold near 13860 SIENA LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13818 MILAN TERRACESold · Jan ’26

$770,000

13818 MILAN TERRACE · same community

2 bd · 2.5 ba · 2,578 sqft · $299/sqft · 151 DOM

13828 SIENA LOOPSold · Jun ’26

$799,000

13828 SIENA LOOP · same community

3 bd · 2 ba · 2,311 sqft · $346/sqft · 8 DOM

8212 CHAMPIONSHIP COURTSold · Jun ’26

$875,000

8212 CHAMPIONSHIP COURT

3 bd · 3 ba · 2,892 sqft · $303/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 13860 SIENA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13860 SIENA LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13860 SIENA LOOP FAQs

What would the monthly payment be for 13860 SIENA LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,692/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13860 SIENA LOOP?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13860 SIENA LOOP?+

The most recent tax bill on record (2025) was $15,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13860 SIENA LOOP?+

The listing reports pets: Breed Restrictions, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,056,000, this home is listed about 167% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 13860 SIENA LOOP?+

R. Dan Nolan Middle School (middle), Robert Willis Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,056,000 runs 69% above the BRADENTON 34202 median — but at 3,187 sqft it's also nearly twice the size of the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Bradenton market that averages 53 — if it fits, move quickly.

04Strong assigned schools

R. Dan Nolan Middle School, Robert Willis Elementary School, Lakewood Ranch High School — R. Dan Nolan Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DALTON WADE INC · Aimee Millan. MLS #TB8526072.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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