4610 E AMHERST STREET, HERNANDO, FL, 34442
Active16 days on marketListed Jul 7, 2026MLS #TB8526898
About this home
4610 E AMHERST STREET
THE RIGHT PLACE AT THE RIGHT TIME! Perfectly nestled on .36-acres, within the Hernando Pool of the Tsala Apopka Chain of Lakes, between Croft Lake and Lake Hernando, sits this quaint, spaciously comfortable, 2-bedroom/2-bath 40’X24’ mobile home. UPDATED IN 2022 WITH FULL KITCHEN & BATH REMODELS, the navy blue and gold color scheme balances tranquility with a touch of opulence throughout its modern interior. The luxury vinyl planking throughout ties the common area together nicely, while bay windows in the living and dining rooms add depth and brighten the open floor plan. The updated kitchen features white shaker cabinetry, granite countertops, blue subway tile backsplash, stainless-steel appliances and island with breakfast bar. The master bedroom features a walk-in closet & ensuite. Updated bathrooms boast white shaker vanities and tiled showers with blue vertical accent stripes. All the gold plumbing fixtures and accessories, cabinet hardware and designer lighting throughout add some pizzazz. A large 17’x12’ covered, screened front porch and fenced backyard are a plus! The detached laundry room under the covered carport in the rear of the home is super convenient. HVAC ductwork was replaced in 2022. NO HOA & NO DEED RESTRICTIONS! NO FLOOD ZONE! Over 40 acres of county owned land right across the street for some extra peace and quiet! Just 4 minutes to Lake Hernando Park and Public Boat Ramp for access to The Tsala Apopka Chain of Lakes. Centrally located just 30 minutes south of Ocala for shopping and restaurants, and 30 minutes east of Crystal River for Three Sister Springs & Hunter Springs Park for boating, fishing & the only place to SWIM W/ THE MANATEES!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.36 ac
Lot size
1973
Year built
One
Levels
$96
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$835 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$835/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4610 E AMHERST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4610 E AMHERST STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4610 E AMHERST STREET FAQs
What would the monthly payment be for 4610 E AMHERST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $835/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4610 E AMHERST STREET?+
The most recent tax bill on record (2025) was $1,118. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4610 E AMHERST STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $92,000, this home is listed about 75% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4610 E AMHERST STREET?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Lynn Harris. MLS #TB8526898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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