
31603 BLUE PASSING LOOP, WESLEY CHAPEL, FL, 33545
Active14 days on marketListed Jul 9, 2026MLS #TB8526915
About this home
31603 BLUE PASSING LOOP
Your chance to live in the Crystal Lagoon Community is Here! Beautiful 3 bedroom, 2.5 bathroom, 2 car garage + loft. First floor features an open concept where the family can all gather for dinners and entertainment. Second floor you will find 3 bedrooms 2 full bathrooms and a loft. Master bedroom feature dual sinks, glass enclosed shower and a walk in closet. This unit is located on a corner lot for more privacy. Features a view of the Conservation, and you can watch the SUNSET from the Screened in patio and Family Room. The Crystal Lagoon is known for the tidal pools, cabanas, swim up bar restaurants, family beach , event pavilion and so much more. Come and enjoy living in one of the most sought out communities in the Wesley Chapel area. house upgrades Includes : 1. Colligan Water Softener 2. RO 3. Epoxy flooring in garage and patio 4. Overhead storage in garage 5. Accent walls School Zone: Kirkland high school , Kirkland k-8 , In prep elementary and middle school.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,807
Sqft
0.07 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,045 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,045/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
Days on market
14 vs 32 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 31603 BLUE PASSING LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31603 BLUE PASSING LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31603 BLUE PASSING LOOP FAQs
What would the monthly payment be for 31603 BLUE PASSING LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,045/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31603 BLUE PASSING LOOP?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31603 BLUE PASSING LOOP?+
The most recent tax bill on record (2024) was $6,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31603 BLUE PASSING LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $340,000, this home is listed about 22% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 31603 BLUE PASSING LOOP?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BUYSELL REALTY PROS INC · veera Mettu. MLS #TB8526915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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