John Carpenter
$425,0003 bd2 ba1,731 sqft$246 /sqft$3,130 /mo all-in ↓

27544 BREAKERS DRIVE, WESLEY CHAPEL, FL, 33544

Active7 days on marketListed Jul 16, 2026MLS #TB8528112

WaterfrontPrivate poolSingle Family ResidenceNORTHWOOD

About this home

27544 BREAKERS DRIVE

AFFORDALE POOL HOME! 3 Bedroom / 2 Bath with Pond and Conservation Views. This Super Clean Home has a Formal Living and Dining Room with Wood Flooring. Arched doorways & High Ceilings. Family Room and the Kitchen Areas join creating a large Gathering Area, perfect for entertaining family & friends. The Kitchen has full appliance package and Granite Countertops, Decorative Plant Shelves in addition to a Dinette that with a view. The Primary Suite has Wood Laminate Flooring and a Glamour Bath with Walk-In Closet, granite topped vanity, separate commode area & shower. Split Bedroom plan with an updated secondary Bathroom with beautiful tile and countertops. The Covered Lanai overlooks the pond and conservation and joins to the pool area for Barbeques and Summer Fun. Landscape Boarders and Swaying Palms. Great New Tampa Location, just minutes from the I-75, I-275 Interchange and all of the Shopping and Restaurants. The Community has a Pool, Tennis and Basketball Courts.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,731

Sqft

0.13 ac

Lot size

2

Garage

2001

Year built

One

Levels

$246

Per sqft

Private poolWaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringLaminate · Tile · Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ParkingGarage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$3,201/yr
PetsYes
CommunityDeed Restrictions · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,130 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$267
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,130/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$267
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$408KedgeAI estimate $485,813 · range $463K$498K$518K

vs edgeAI estimate

−12.5%

$/sqft vs NORTHWOOD

$246 vs $226

Days on market

7 vs 32 typical

Where $246/sqft sits among the 13 homes for sale in NORTHWOOD

8
3 · this home
1
0
0
1
$163–243$243–322$322–401$401–481$481–560$560+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Northwood

Map of 27544 BREAKERS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Northwood — neighborhood snapshot

Population

4,452

Median age

36

Median income

$96,786

Median home value

$395,900

Avg household

3

Households w/ children

517

For the school run

Pasco County School District

ElementarySeven Oaks Elementary School★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

4 of 13

NORTHWOOD have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $425,000 · 7 days on market since
2001Built · NORTHWOOD

Reality check

What actually sold near 27544 BREAKERS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

954 APPLE LANESold · Apr ’26

$390,000

954 APPLE LANE · same community

3 bd · 2 ba · 1,739 sqft · $224/sqft · 13 DOM

1551 EVALENA LANESold · Sep ’25

$330,000

1551 EVALENA LANE · same community

3 bd · 2 ba · 1,744 sqft · $189/sqft · 70 DOM

9701 NW 83rd St, Tamarac FL 33321Sold · Dec ’25

$525,000

9701 NW 83rd St, Tamarac FL 33321 · same community

3 bd · 2 ba · 1,847 sqft · $284/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 27544 BREAKERS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27544 BREAKERS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

27544 BREAKERS DRIVE FAQs

What would the monthly payment be for 27544 BREAKERS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,130/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 27544 BREAKERS DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 27544 BREAKERS DRIVE?+

The most recent tax bill on record (2025) was $3,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 27544 BREAKERS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $425,000, this home is listed about 2% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 27544 BREAKERS DRIVE?+

Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 21% above the WESLEY CHAPEL 33544 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Wesley Chapel market that averages 32 — if it fits, move quickly.

04Strong assigned schools

Seven Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Seven Oaks Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JOHANSON & ASSOCIATES, INC. · Nancy Johanson. MLS #TB8528112.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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