39443 8TH AVENUE, ZEPHYRHILLS, FL, 33542
Active21 days on marketListed Jul 17, 2026MLS #TB8530197
About this home
39443 8TH AVENUE
VA Loan Assumption Opportunity! IN-LAW suite! Unique opportunity for investors or traditional buyers! Single family home with an in-law suite, two kitchens and two living spaces. This is a comfortable and spacious 4 bed, 3 bath house in Zephyrhills in a quiet neighborhood. The home has an office space/den that can easily be converted into a 5th bedroom. Take advantage of the 2 full kitchens and 2 living room areas for cooking, relaxing, or entertaining. With a split floor plan, the home can easily serve as a multi-generational property and provides ample privacy whether you have family, roommates, or guests staying over. Adding to the convenience and comfort are 2 air handlers which condition separate parts of the home giving you the ability to intentionally customize and maintain steady temperature throughout the home. One AC is from 2024, and the other AC is from 2020. The roof is from 2017 and some windows were recently replaced, January 2026. The property is conveniently located minutes from the Wesley Chapel Wiregrass Mall, Tampa Premium Outlets, Crate, Pop Stroke, movie theaters, cigar bars, and many other types of shops, restaurants, and entertainment. The general area is highly desirable and a quick highway drive to the rest of Tampa Bay. Schedule a showing today and see for yourself. Your future home awaits.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,155
Sqft
0.13 ac
Lot size
2
Garage
1983
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,163 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,163/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Zephyrhills actives
$146 vs $176
Days on market
21 vs 48 typical
Where $146/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sunset Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Sunset Estates — neighborhood snapshot
Population
206
Median age
67
Median income
$49,474
Median home value
$63,300
Avg household
2
Households w/ children
5%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
203 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 39443 8TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$360,000
38904 5TH AVENUE
3 bd · 2.5 ba · 2,164 sqft · $166/sqft · 18 DOM
Sold · Apr ’26$155,000
38351 7TH AVENUE
3 bd · 1.5 ba · 2,123 sqft · $73/sqft · 202 DOM
Sold · Oct ’25$320,000
5804 10TH STREET
3 bd · 1.5 ba · 2,208 sqft · $145/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 39443 8TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39443 8TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
39443 8TH AVENUE FAQs
What would the monthly payment be for 39443 8TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,163/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39443 8TH AVENUE?+
The most recent tax bill on record (2025) was $114. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39443 8TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $315,000, this home is listed about 3% below the Zephyrhills median of $324,990. The market section on this page shows how the area is trending.
Which schools are assigned to 39443 8TH AVENUE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Tommie Everill Peacock. MLS #TB8530197.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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