John Carpenter
Short-Term Rental Eligible
$215,0003 bd1 ba850 sqft$253 /sqft$1,732 /mo all-in ↓

2508 AVENUE A SW, WINTER HAVEN, FL, 33880

Active16 days on marketListed Jul 21, 2026MLS #TB8530904

Priced 25% below the Winter Haven medianSingle Family ResidenceWEST WINTER HAVEN REP

About this home

2508 AVENUE A SW

Charming and move-in-ready 3-bedroom, 1-bath home situated on a spacious lot in the heart of Winter Haven! This well-maintained residence features an open-concept living area, updated flooring, and a bright kitchen designed for everyday comfort. Recent improvements include updated windows and roof, offering added peace of mind. Enjoy a large fenced backyard with plenty of room for pets, play, gardening, or outdoor entertaining. The extended parking area provides space for multiple vehicles, a boat, or an RV. Conveniently located near shopping, dining, schools, parks, Lake Howard, and major roadways, with easy access to LEGOLAND Florida Resort and other local attractions. No HOA restrictions make this property an excellent opportunity for homeowners or investors alike.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

850

Sqft

0.2 ac

Lot size

1962

Year built

One

Levels

$253

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesConvection Oven · Microwave · Refrigerator
InteriorKitchen/Family Room Combo
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick
FoundationConcrete Perimeter
FacesSoutheast
ExteriorSliding Doors

Community & fees

Taxes (2025)$2,533/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,732 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$211
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$1,732/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$211
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$154KedgeAI estimate $180,087 · range $160K$206K$224K

vs edgeAI estimate

+19.4%

$/sqft vs Winter Haven actives

$253 vs $169

Days on market

16 vs 47 typical

Where $253/sqft sits among the 400 Winter Haven actives

57
82
114
80
34
33 · this home
$108–132$132–156$156–180$180–205$205–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside West Haven, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWest Haven
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,800/mo median

MarketWinter Haven
Annual gross at median$21,600
Gross yield on this price10.0%
Homes for rent right now175

Live Winter Haven rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside West Haven

Map of 2508 AVENUE A SW inside its neighborhood boundary

Drive times from this address

Walt Disney World47 min
Downtown Tampa54 min
Universal Orlando57 min
Downtown Orlando63 min
Tampa Int’l Airport (TPA)65 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

West Haven is a short-term-rental community. See the full guide →

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

197 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the Winter Haven median. See the full Winter Haven market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $215,000 · 16 days on market since
1962Built · WEST WINTER HAVEN REP

Reality check

What actually sold near 2508 AVENUE A SW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2424 BATES AVENUE SWSold · Aug ’25

$249,900

2424 BATES AVENUE SW · same community

3 bd · 2 ba · 1,544 sqft · $162/sqft · 49 DOM

605 KINGS LANE SWSold · Dec ’25

$245,000

605 KINGS LANE SW

3 bd · 2 ba · 950 sqft · $258/sqft · 72 DOM

326 SAND PINE TRAILSold · Sep ’25

$250,000

326 SAND PINE TRAIL

2 bd · 2 ba · 1,012 sqft · $247/sqft · 141 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2508 AVENUE A SW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2508 AVENUE A SW — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2508 AVENUE A SW FAQs

What would the monthly payment be for 2508 AVENUE A SW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,732/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2508 AVENUE A SW?+

The most recent tax bill on record (2025) was $2,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2508 AVENUE A SW be rented short-term?+

Yes — this home sits inside West Haven, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2508 AVENUE A SW?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $215,000, this home is listed about 25% below the Winter Haven median of $284,990. The market section on this page shows how the area is trending.

Listing courtesy of MARK SPAIN REAL ESTATE · Danielle Williams. MLS #TB8530904.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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