
728 SPANISH MAIN DRIVE, APOLLO BEACH, FL, 33572
Active10 days on marketListed Jul 23, 2026MLS #TB8531002
About this home
728 SPANISH MAIN DRIVE
**Welcome to 728 Spanish Main Drive, where every evening ends with a spectacular waterfront sunset and every day feels like a vacation.** Perfectly positioned on one of Apollo Beach's most breathtaking waterfront homesites, this beautifully renovated 4-bedroom, 2.5-bath residence offers approximately 2,188 square feet of exceptional living space and an unparalleled Florida lifestyle. From the moment you enter, your attention is immediately drawn through the home to the expansive water views beyond. The rear of the property overlooks one of Apollo Beach's widest canals, creating a stunning panorama that feels more like open water than a traditional canal. The ever-changing views, abundant wildlife, passing boats, and unforgettable sunsets create a setting that is simply impossible to duplicate. Designed for entertaining on a grand scale, the backyard is truly the centerpiece of this home. An expansive covered patio of approximately 400 square feet overlooks the sparkling pool with its elegant water feature, creating an incredible outdoor living space for family gatherings, holiday celebrations, or quiet evenings watching the sun disappear over the water. Whether hosting dozens of guests or enjoying your morning coffee, this is waterfront living at its finest. Apollo Beach has become one of Tampa Bay's most sought-after waterfront communities, offering direct access to Tampa Bay while maintaining the relaxed atmosphere of a coastal neighborhood. Conveniently located approximately 25 minutes from Downtown Tampa, 35 minutes from Tampa International Airport, about 40 minutes to downtown St. Petersburg, and less than an hour to Sarasota, you'll enjoy the perfect balance of waterfront serenity and city convenience. As Apollo Beach continues to grow, opportunities to own premium canal-front property become increasingly limited, making homes like this exceptionally rare. Beyond its remarkable beauty, this home has been completely renovated with quality, craftsmanship, and long-term peace of mind in mind. The renovation was **fully permitted**, ensuring the work was completed to current building standards. Major improvements include a new roof, new air conditioning system, **impact-rated hurricane windows and doors throughout**, all new electrical wiring, all new interior plumbing, **a completely new sewer system extending from beneath the home all the way to the municipal connection at the street**, new drywall throughout the walls and ceilings, new flooring, cabinetry, fixtures, and finishes. The property also features a **brand-new seawall**, and the seller is including a **$50,000 allowance toward the construction of a custom dock and boat lift**, allowing the next owner to design the perfect waterfront setup for their boating lifestyle. Best of all, this exceptional home is located in a community with **no HOA and no CDD fees**, providing added freedom and long-term savings. 728 Spanish Main is far more than a beautifully renovated waterfront home—it's a place where unforgettable sunsets, exceptional craftsmanship, and the very best of the Florida waterfront lifestyle come together.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,188
Sqft
0.29 ac
Lot size
2
Garage
1972
Year built
One
Levels
$480
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,814 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,814/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+75.9%
$/sqft vs APOLLO BEACH UNIT TWO
$480 vs $245
Days on market
10 vs 56 typical
Where $480/sqft sits among the 6 homes for sale in APOLLO BEACH UNIT TWO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 6
APOLLO BEACH UNIT TWO have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 728 SPANISH MAIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$755,000
6349 SPANISH MAIN DRIVE · same community
3 bd · 2 ba · 2,211 sqft · $341/sqft · 14 DOM
Sold · Nov ’25$725,000
6312 FLAMINGO DRIVE · same community
5 bd · 3 ba · 1,980 sqft · $366/sqft · 31 DOM
Sold · Jun ’26$790,000
773 KINGSTON COURT · same community
3 bd · 2 ba · 1,929 sqft · $410/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 728 SPANISH MAIN DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 728 SPANISH MAIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
728 SPANISH MAIN DRIVE FAQs
What would the monthly payment be for 728 SPANISH MAIN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,814/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 728 SPANISH MAIN DRIVE?+
The most recent tax bill on record (2025) was $7,133. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apollo Beach?+
At $1,050,000, this home is listed about 114% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 728 SPANISH MAIN DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Michael Simpkins. MLS #TB8531002.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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