John Carpenter
$2,495,0004 bd4.5 ba4,350 sqft$574 /sqft$17,121 /mo all-in ↓

113 7TH STREET E, ST PETERSBURG, FL, 33715

Active8 days on marketListed Jul 28, 2026MLS #TB8531097

WaterfrontPrivate poolSingle Family ResidenceTIERRA VERDE UNIT 1 1ST REP

About this home

113 7TH STREET E

EXPERIENCE ELEVATED WATERFRONT LIVING AT 113 7TH STREET E IN TIERRA VERDE, WHERE DEEP WATER, ZERO FIXED BRIDGES, AND THOUGHTFULLY CURATED UPGRADES CREATE AN EXCEPTIONAL FLORIDA LIFESTYLE. Spanning more than 4,300 square feet, this beautifully maintained four bedroom, four and one half bathroom waterfront residence offers an open, light filled floor plan designed for both everyday living and effortless entertaining. Expansive windows frame picturesque water views while generous living spaces flow seamlessly to multiple outdoor entertaining areas. The spacious primary suite is a true waterfront retreat featuring beautiful water views, a walk in closet, and a private ensuite bath. An additional guest suite also enjoys its own ensuite bathroom, walk in closet, and waterfront views, providing exceptional comfort and privacy for family or visitors. An operational elevator provides convenient access to all three levels of the home. Designed with boating enthusiasts in mind, the recently constructed composite dock is equipped with lighting and water service and features two boat lifts rated at approximately 13,000 pounds and 8,000 pounds. Positioned on a deep water canal with zero fixed bridges, this property offers quick access to Tampa Bay and the Gulf of America. The outdoor living spaces have been thoughtfully enhanced with custom waterfront decking, balconies on every level, a covered lanai perfect for entertaining, a home gym, or additional storage, and a newly installed black metal fence that preserves the beautiful waterfront views. The salt monitored pool showcases striking blue water and has been updated with a new pump motor along with a 2025 pool heater and chiller. Travertine surrounds the pool area, while a custom outdoor grilling station and a private volleyball court complete the backyard experience. A convenient pool bath adds even more functionality. Extensive improvements throughout the home include a new roof installed in 2023, double pane impact windows, motorized storm shutters across the rear of the home, four HVAC systems replaced in 2020, two new water heaters installed in 2026, five new garage door openers, and a 24 kilowatt whole home generator for year round peace of mind. Car enthusiasts and boating families alike will appreciate the oversized five car garage, offering abundant room for vehicles, golf carts, boating equipment, and additional storage. Located on the island of Tierra Verde, this home places you just moments from Fort De Soto Park, award winning Gulf beaches, marinas, waterfront dining, shopping, biking and walking trails, and easy access to downtown St. Petersburg. Tierra Verde continues to be one of Tampa Bay's premier waterfront communities for those seeking boating access, luxury homes, and an active coastal lifestyle. If you've been searching for a move in ready waterfront home with exceptional boating access, quality improvements, and timeless appeal, 113 7th Street E delivers an outstanding opportunity to enjoy the very best of Tierra Verde living. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,350

Sqft

0.26 ac

Lot size

5

Garage

1985

Year built

Three Or More

Levels

$574

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringBamboo · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Thermostat · Wet Bar · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesSouth
ParkingBath In Garage · Driveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Ground Level · Oversized · Tandem
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sliding Doors · Storage

Community & fees

HOA fee$12/mo
Taxes (2025)$30,606/yr
PetsYes
CommunityDeed Restrictions · Golf Carts OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Public · Sprinkler Recycled · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,121 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,463
PMI (est., until 20% equity)$936
Property tax — 2025 actual bill$2,551
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $249,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $249,500
Interest rate6.00%
Loan term

Estimated payment

$17,121/mo

Principal & interest$13,463
PMI (est., until 20% equity)$936
Property taxes (actual bill)$2,551
HOA / condo fee$12
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$574 vs $325

Days on market

8 vs 54 typical

Where $574/sqft sits among the 400 St Petersburg actives

129
127
76
24 · this home
17
27
$137–262$262–387$387–512$512–637$637–762$762+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 113 7TH STREET E

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$420K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

208 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 861% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $2,495,000 · 8 days on market since
1985Built · TIERRA VERDE UNIT 1 1ST REP

Reality check

What actually sold near 113 7TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

612 1ST AVENUE SSold · Dec ’25

$1,550,000

612 1ST AVENUE S · same community

4 bd · 4 ba · 3,608 sqft · $430/sqft · 4 DOM

713 1ST AVENUE SSold · Dec ’25

$3,550,000

713 1ST AVENUE S · same community

4 bd · 3 ba · 3,310 sqft · $1,073/sqft · 4 DOM

116 9TH STREET ESold · Oct ’25

$1,500,000

116 9TH STREET E · same community

4 bd · 3 ba · 3,068 sqft · $489/sqft · 201 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 113 7TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 113 7TH STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

113 7TH STREET E FAQs

What would the monthly payment be for 113 7TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,121/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 113 7TH STREET E?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 113 7TH STREET E?+

The most recent tax bill on record (2025) was $30,606. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 113 7TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $2,495,000, this home is listed about 468% above the St Petersburg median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 113 7TH STREET E?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Michael Thompson. MLS #TB8531097.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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