John Carpenter
$349,9993 bd1 ba943 sqft$371 /sqft$2,498 /mo all-in ↓

8672 78TH PLACE, SEMINOLE, FL, 33777

Active9 days on marketListed Jul 24, 2026MLS #TB8531915

Single Family ResidenceLAKESIDE GARDENS

About this home

8672 78TH PLACE

Do not miss out on this nicely renovated 3BR/1BA block home in Seminole — move-in ready, no flood zone, close to beaches, parks, shopping, and schools. With a NEW Roof (lifetime warranty), UPGRADED electrical panel with re-wired conduit, NEW LVP flooring, NEW stainless GE dishwasher, fresh interior/exterior paint, NEW recessed lighting, fixtures, and ceiling fans throughout, refreshed cabinets and kitchen tile, new soffit mesh, HVAC serviced, and NEW smoke/CO detectors. A rare find at the price point, opportunities like this in Seminole move quickly, schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

943

Sqft

0.17 ac

Lot size

1

Garage

1962

Year built

One

Levels

$371

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorPrivate Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$1,478/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,498 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$123
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,498/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$123
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$283KedgeAI estimate $303,828 · range $295K$313K$364K

vs edgeAI estimate

+15.2%

$/sqft vs Seminole actives

$371 vs $251

Days on market

9 vs 44 typical

Where $371/sqft sits among the 293 Seminole actives

59
45
51
49
43
46 · this home
$99–152$152–205$205–258$258–311$311–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeside Gardens

Map of 8672 78TH PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Lakeside Gardens — neighborhood snapshot

Population

292

Median age

56

Median income

$54,141

Median home value

$243,800

Avg household

2

Households w/ children

17%

For the school run

Pinellas County School District

ElementaryStarkey Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

168 of 293

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $349,999 · 9 days on market since
1962Built · LAKESIDE GARDENS

Reality check

What actually sold near 8672 78TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8855 78TH PLACESold · Aug ’25

$264,500

8855 78TH PLACE · same community

3 bd · 2 ba · 980 sqft · $270/sqft · 13 DOM

8673 78TH PLACESold · Oct ’25

$345,000

8673 78TH PLACE · same community

3 bd · 1 ba · 1,006 sqft · $343/sqft · 17 DOM

8749 79TH PLACESold · Aug ’25

$250,000

8749 79TH PLACE · same community

3 bd · 2 ba · 1,604 sqft · $156/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 8672 78TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8672 78TH PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8672 78TH PLACE FAQs

What would the monthly payment be for 8672 78TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,498/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8672 78TH PLACE?+

The most recent tax bill on record (2025) was $1,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $349,999, this home is listed about 15% below the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8672 78TH PLACE?+

Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Dilan Scargle. MLS #TB8531915.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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