1651 HAMMOCKS AVENUE, LUTZ, FL, 33549
Active0 days on marketListed Aug 3, 2026MLS #TB8532038
About this home
1651 HAMMOCKS AVENUE
Welcome home to 1651 Hammocks Avenue in the desirable Hammocks community of Lutz, where comfort, convenience, and Florida living come together beautifully. From the moment you arrive, you'll appreciate the inviting atmosphere of this beautifully maintained home, featuring a **private attached one-car garage** and a thoughtfully designed floor plan that offers the perfect blend of comfort, functionality, and effortless entertaining. The bright, open living areas flow seamlessly into the kitchen, creating the perfect gathering space for family and friends. Generously sized bedrooms provide privacy and comfort, while the owner's suite offers a relaxing retreat at the end of the day. Step outside to enjoy your own private outdoor living space—Step outside to your screened balcony, the perfect place to savor your morning coffee, unwind with an evening cocktail, or simply relax in the refreshing Florida breeze while taking in filtered views of Lake Bird through the trees and enjoying the sights and sounds of Florida's abundant native wildlife that calls this peaceful setting home. Residents of The Hammocks enjoy a welcoming community atmosphere with access to Lake Bird which has a community dock and boat ramp. The fitness center and swimming pool are a convenient luxury! Heron Cove is gated and offers beautiful, natural surroundings with easy access to everything that makes the Lutz area so desirable. Located just minutes from shopping, restaurants, medical facilities, parks, and major commuter routes including I-275 and I-75, you'll enjoy convenient access to downtown Tampa, Tampa International Airport, the University of South Florida, Moffitt Cancer Center, AdventHealth, and some of the area's top entertainment and recreation. Whether you're searching for your first home, a low-maintenance lifestyle, or a smart investment opportunity, 1651 Hammocks Avenue offers the perfect combination of location, lifestyle, and value. Schedule your private showing today and discover why so many buyers love calling The Hammocks home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,782
Sqft
0.01 ac
Lot size
1
Garage
2006
Year built
Multi/Split
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,120 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,120/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
Days on market
0 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heron Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Heron Cove — neighborhood snapshot
Population
1,438
Median age
52
Median income
$62,379
Median home value
$269,107
Avg household
2
Households w/ children
141
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $600K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1651 HAMMOCKS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1651 HAMMOCKS AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1651 HAMMOCKS AVENUE FAQs
What would the monthly payment be for 1651 HAMMOCKS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,120/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1651 HAMMOCKS AVENUE?+
The most recent tax bill on record (2025) was $4,527. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1651 HAMMOCKS AVENUE?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $250,000, this home is listed about 48% below the Lutz median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1651 HAMMOCKS AVENUE?+
Lake Myrtle Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33549 market on paper
$250,000 is 48% below the LUTZ 33549 median of $478,800, and at $140/sqft it sits under the Lutz average of $264.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Lutz market that averages 46 — if it fits, move quickly.
04Strong assigned schools
Lake Myrtle Elementary School, Charles S. Rushe Middle School, Sunlake High School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Donna Williams- Suchocki. MLS #TB8532038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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