
8046 PONKAN ROAD, LAND O LAKES, FL, 34637
Pending14 days on marketListed Jul 30, 2026MLS #TB8533187
About this home
8046 PONKAN ROAD
Welcome to effortless Florida living in this immaculate 2-bedroom plus den home, perfectly positioned on a desirable corner lot with peaceful pond views in The Groves Golf & Country Club, one of Land O' Lakes' most sought-after gated, golf cart-friendly 55+ communities. Beautifully maintained and thoughtfully updated, this move-in-ready residence combines an open, light-filled floor plan with quality improvements, exceptional outdoor living, and one of the largest garages in the community. At the heart of the home is a beautiful kitchen designed for both everyday living and entertaining. Featuring stainless steel appliances, recessed lighting, a ceiling fan, abundant cabinetry, generous counter space, a breakfast bar, and a spacious closet pantry, the kitchen flows seamlessly into the dining and living areas, creating an inviting space filled with natural light. Just off the kitchen, the convenient laundry room provides additional storage and functionality. Sliding glass doors lead to one of the home's standout features—a covered, screened lanai overlooking the pond and complete with a gorgeous outdoor kitchen. Whether you're enjoying your morning coffee, hosting family and friends, or simply relaxing at the end of the day, this outdoor living space provides the perfect setting to enjoy Florida's beautiful weather year-round. The spacious primary suite offers a peaceful retreat with an oversized walk-in closet featuring extensive built-in shelving and drawers for exceptional organization. The beautifully updated ensuite bath boasts dual vanities, a large walk-in shower with built-in benches, and a private water closet. A generously sized guest bedroom and a versatile den provide the flexibility for visiting family, a home office, hobby room, or additional living space. The oversized garage is among the largest in The Groves and includes a dedicated golf cart bay perfect for a golf cart, workshop, hobby area, fitness space, or additional storage Extensive updates provide peace of mind, including new flooring and interior paint (2019), professionally coated garage and lanai floors (2019), updated kitchen cabinetry and backsplash (2020/2021), freshly painted bathroom vanities, stainless steel kitchen appliances (2020/2021), washer and dryer (2019), chest freezer (2019), custom outdoor kitchen (2022), lanai roof (2023/2024), brand-new HVAC system (Fall 2025), new community-installed roof (2025), and fresh exterior paint (2026). Living in The Groves means enjoying an exceptional resort-style lifestyle. Residents have access to a par-66 golf course, resort-style pool and spa, fitness center, tennis and pickleball courts, shuffleboard, bocce ball, dog park, community garden, and an on-site restaurant with a full calendar of clubs, events, and social activities. The HOA enhances the carefree lifestyle by including lawn maintenance, Spectrum cable and internet, roof replacement, exterior painting, and access to all community amenities. Conveniently located near shopping, dining, medical facilities, the Veterans Expressway, I-75, Tampa International Airport, and Florida's beautiful Gulf Coast beaches, this exceptional home offers the perfect combination of comfort, convenience, and maintenance-free living. With its premium corner lot, tranquil pond views, spectacular outdoor kitchen, extensive updates, and one of the largest garages in The Groves, this is a rare opportunity to own one of the community's most desirable homes.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,680
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Land O Lakes actives
$205 vs $205
Days on market
14 vs 47 typical
Where $205/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groves
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Groves — neighborhood snapshot
Population
3,193
Median age
47
Median income
$94,170
Median home value
$377,881
Avg household
3
Households w/ children
500
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
221 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the LAND O LAKES 34637 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 8046 PONKAN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$340,000
20907 DIAMONTE DRIVE · same community
3 bd · 2 ba · 1,688 sqft · $201/sqft · 1 DOM
Sold · Jan ’26$425,000
8432 TAROCCO COURT · same community
3 bd · 2 ba · 1,746 sqft · $243/sqft · 38 DOM
Sold · May ’26$340,000
8205 PONKAN ROAD · same community
2 bd · 2 ba · 1,749 sqft · $194/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8046 PONKAN ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8046 PONKAN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8046 PONKAN ROAD FAQs
What would the monthly payment be for 8046 PONKAN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,214/mo — principal and interest, the actual property-tax bill, the $249/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8046 PONKAN ROAD?+
The association fee works out to $249 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8046 PONKAN ROAD?+
The most recent tax bill on record (2025) was $7,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8046 PONKAN ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $344,900, this home is listed about 19% below the Land O Lakes median of $424,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8046 PONKAN ROAD?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34637 market on paper
$344,900 is 12% below the LAND O LAKES 34637 median of $392,150, and at $205/sqft it sits under the Land O Lakes average of $219.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Nancy Lane. MLS #TB8533187.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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