5141 SILVER CHARM TERRACE, ZEPHYRHILLS, FL, 33544
Active10 days on marketListed Jul 29, 2026MLS #TB8533477
About this home
5141 SILVER CHARM TERRACE
Investor opportunity in the highly sought-after gated community of Lexington Oaks! This spacious 4-bedroom, 3-bathroom home offers approximately 2,683 square feet of living space with an outstanding floor plan, premium features, and exceptional renovation potential. Additional photos coming soon! Designed for comfortable living and entertaining, the home features a desirable split-bedroom floor plan, formal living and dining rooms, soaring vaulted and recessed ceilings, and an abundance of natural light. The spacious primary suite offers separate his-and-her walk-in closets and a luxurious en-suite bathroom complete with a walk-in shower and Jacuzzi tub. Two secondary bedrooms are connected by a convenient Jack-and-Jill bathroom, providing an ideal layout for families and guests. One of the home's standout features is the outdoor living space. The large screened and covered lanai wraps around the side of the home, creating multiple areas for relaxing or entertaining while overlooking a peaceful conservation area. Enjoy the privacy of having no rear neighbors, mature landscaping, and tranquil backyard views. The in-ground pool is in need of repair but offers the opportunity to transform this backyard into an incredible outdoor retreat. Additional highlights include a newer roof and an attached 3-car garage. The home is ready for cosmetic updates, including flooring, paint, and other finishing touches, making it an excellent opportunity for investors, flippers, or buyers looking to renovate and personalize a home in one of Wesley Chapel's most desirable communities. Ideally located just minutes from I-75, The Shops at Wiregrass, Tampa Premium Outlets, grocery stores, restaurants, shopping, entertainment, medical facilities, and much more. The home is also located near highly rated A- and B-rated schools. Residents of Lexington Oaks enjoy outstanding community amenities, including a community pool, tennis courts, playgrounds, walking trails, and the security of a gated entrance. Don't miss this opportunity to add your personal touches and unlock this home's full potential. Bring your contractor, review the comparable sales, and imagine the possibilities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,683
Sqft
0.22 ac
Lot size
3
Garage
2000
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.5%
$/sqft vs Zephyrhills actives
$148 vs $176
Days on market
10 vs 48 typical
Where $148/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lexington Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Lexington Oaks — neighborhood snapshot
Population
4,151
Median age
39
Median income
$107,668
Median home value
$344,617
Avg household
3
Households w/ children
624
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
185 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the ZEPHYRHILLS 33544 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5141 SILVER CHARM TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$575,000
5321 SILVER CHARM TERRACE · same community
4 bd · 3.5 ba · 3,275 sqft · $176/sqft · 134 DOM
Sold · Dec ’25$380,000
26730 CIGAR LANE · same community
4 bd · 2 ba · 1,936 sqft · $196/sqft · 72 DOM
Sold · Mar ’26$410,000
3902 MEADOWLARK COURT
5 bd · 3 ba · 2,664 sqft · $154/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5141 SILVER CHARM TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5141 SILVER CHARM TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5141 SILVER CHARM TERRACE FAQs
What would the monthly payment be for 5141 SILVER CHARM TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,544/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5141 SILVER CHARM TERRACE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5141 SILVER CHARM TERRACE?+
The most recent tax bill on record (2025) was $10,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5141 SILVER CHARM TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $397,000, this home is listed about 22% above the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 5141 SILVER CHARM TERRACE?+
Veterans Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MR BIGGS LLC · Robert Biggs. MLS #TB8533477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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