1985 LAKE WATERS PLACE, LUTZ, FL, 33558
Active1 days on marketListed Aug 13, 2026MLS #TB8538713
About this home
1985 LAKE WATERS PLACE
Turnkey, Move-In Ready Townhome in Long Lake Ranch Welcome home to this beautifully upgraded, turnkey M/I Homes Andover II townhome, perfectly positioned in the highly desirable Long Lake Ranch community. Offering 2 spacious bedrooms, 2.5 baths, an oversized upstairs loft, private backyard, screened lanai, and attached 1-car garage, this thoughtfully designed residence delivers the perfect combination of modern style, functional living space, and a low-maintenance Florida lifestyle. From the moment you arrive, the brick-paver driveway and walkway, lush landscaping, and inviting exterior create an impressive first impression. Step inside to an airy open-concept floor plan with soaring ceilings, warm interior finishes, ceramic tile throughout the main living areas, and a spacious gathering room designed for both everyday living and entertaining. At the heart of the home is the beautifully appointed kitchen featuring quartz countertops, an expansive breakfast bar, 42-inch wood cabinetry with crown molding and modern hardware, stainless-steel appliances, undermount sink, recessed lighting, tile backsplash, and a pantry. A dedicated dining area features a charming china-cabinet niche, providing additional character and functionality. The convenient downstairs powder bath is finished with a pedestal sink. Just beyond the main living area, the screened lanai opens to a private fenced backyard, creating an inviting extension of the indoor living space and the perfect setting for morning coffee, evening cocktails, outdoor dining, or simply relaxing in your own private retreat. A beautiful wood staircase with wrought-iron spindle railing leads upstairs, where an oversized flex loft provides exceptional versatility. Create the perfect home office, media room, fitness space, playroom, reading retreat, or second living area—the possibilities are endless. The spacious primary suite offers a peaceful escape with two generous walk-in closets and a beautifully finished en-suite bath featuring dual undermount sinks, quartz countertops, white cabinetry, and a oversized walk-in shower with glass enclosure. The secondary bedroom is equally inviting and is conveniently located near a full guest bath with white cabinetry, quartz countertop, and tub/shower combination. The washer and dryer are included, adding another move-in-ready convenience. Additional highlights include an attached 1-car garage, abundant guest parking nearby, high ceilings, private outdoor space, and a newer roof, providing added peace of mind for the next owner. Living in Long Lake Ranch means enjoying a true resort-style lifestyle with beautifully maintained common areas and an impressive collection of amenities, including resort-style community pools, a 40-acre lake, scenic walking and jogging trails, tennis and basketball courts, playgrounds, dog park, soccer field, open-air gathering spaces, and opportunities for fishing and enjoying the outdoors. Ideally located near SR 54, the Veterans Expressway/Suncoast Parkway, US-41 and I-75, the community provides convenient access to Tampa International Airport, St. Joseph's Hospital-North, Tampa Premium Outlets, shopping, dining, entertainment, and Florida's beautiful Gulf Coast beaches. Maintenance-free, beautifully upgraded, exceptionally versatile, and completely move-in ready—this Long Lake Ranch townhome offers the Florida lifestyle you've been searching for.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,571
Sqft
0.04 ac
Lot size
2
Garage
2015
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,886 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,886/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Lutz actives
$201 vs $240
Days on market
1 vs 43 typical
Where $201/sqft sits among the 272 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
155 of 272
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 1985 LAKE WATERS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$399,000
1950 MILKWEED TRACE · same community
3 bd · 2.5 ba · 2,153 sqft · $185/sqft · 103 DOM
Sold · Apr ’26$400,000
1941 MILKWEED TRACE · same community
3 bd · 2.5 ba · 2,153 sqft · $186/sqft · 16 DOM
Sold · Feb ’26$321,000
1656 NATURE VIEW DRIVE
2 bd · 2.5 ba · 1,571 sqft · $204/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1985 LAKE WATERS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1985 LAKE WATERS PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1985 LAKE WATERS PLACE FAQs
What would the monthly payment be for 1985 LAKE WATERS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,886/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1985 LAKE WATERS PLACE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1985 LAKE WATERS PLACE?+
The most recent tax bill on record (2025) was $4,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1985 LAKE WATERS PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $315,000, this home is listed about 35% below the Lutz median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1985 LAKE WATERS PLACE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33558 market on paper
$315,000 is 19% below the LUTZ 33558 median of $389,950, and at $201/sqft it sits under the Lutz average of $265.
02Fresh on the market
Only 1 day on market in a Lutz market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Jennifer Fieo. MLS #TB8538713.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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