207 EDGEWATER TERRACE DRIVE, EDGEWATER, FL, 32141
Active1 days on marketListed Jul 23, 2026MLS #V4950335
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About this home
207 EDGEWATER TERRACE DRIVE
Welcome to this beautifully appointed, move-in-ready 3-bedroom, 2-bath home in the desirable Mariners Gate community, where thoughtful upgrades, timeless finishes, and exceptional pride of ownership shine throughout. From the beautifully landscaped yard to the inviting curb appeal, every detail has been meticulously maintained. Inside, high ceilings and a desirable split-bedroom floor plan create an open, spacious feel, while five SunTunnel skylights fill the home with an abundance of natural light. The beautifully remodeled kitchen features elegant quartz countertops, premium appliances, and ample workspace, while both bathrooms have been tastefully updated with quality finishes. Designed for both comfort and peace of mind, this home offers luxury vinyl plank flooring with upgraded tall baseboards (2024), new carpeting (2025), impact-resistant windows and doors (2022), a whole-house generator, Kinetico whole-house water filtration system, alarm system, a 5-year-old roof and HVAC system, and an 80-gallon water heater installed approximately six years ago. Enjoy Florida living year-round from the screened lanai overlooking the beautifully maintained backyard. The 2-car garage is equipped with a retractable pull-down screen, allowing you to enjoy fresh air while adding privacy and versatility to the space. Ideally located in the sought-after Mariners Gate community with a low annual HOA, you'll enjoy the quiet charm of Edgewater while being just minutes from the River, where boating, fishing, kayaking, and other outdoor adventures await. New Smyrna Beach's renowned beaches, restaurants, shopping, and entertainment are only a short drive away, offering the perfect balance of peaceful living and coastal convenience. As an added opportunity, most of the home's furnishings are available for purchase under a separate bill of sale, making it easy for buyers seeking a beautifully furnished, truly turnkey home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,655
Sqft
0.24 ac
Lot size
2
Garage
2005
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,398 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,398/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.3%
Days on market
1 vs 39 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32141 — neighborhood snapshot
Population
18,442
Median age
54.2
Median income
$61,110
Median home value
$244,000
Avg household
2.21
Households w/ children
1,591
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 207 EDGEWATER TERRACE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 207 EDGEWATER TERRACE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
207 EDGEWATER TERRACE DRIVE FAQs
What would the monthly payment be for 207 EDGEWATER TERRACE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,398/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 207 EDGEWATER TERRACE DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 207 EDGEWATER TERRACE DRIVE?+
The most recent tax bill on record (2025) was $1,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 207 EDGEWATER TERRACE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $324,000, this home is listed about 2% below the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 207 EDGEWATER TERRACE DRIVE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Karen Dignam. MLS #V4950335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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