873 SILVERSMITH CIRCLE, LAKE MARY, FL, 32746
Active2 days on marketListed Jul 30, 2026MLS #V4950484
About this home
873 SILVERSMITH CIRCLE
Virtually Staged. Welcome to 873 Silversmith Circle, a beautifully maintained and truly move-in-ready 4-bedroom, 2½-bath pool home offering the perfect blend of comfort, style, and Florida living. Step inside to a bright, inviting interior featuring vaulted ceilings, updated flooring, neutral finishes, and a spacious layout designed for both everyday living and entertaining. The kitchen is appointed with granite countertops, stainless-steel appliances, ample cabinetry, and generous workspace, while the adjoining living areas are enhanced by a charming fireplace and abundant natural light. The primary suite provides a relaxing retreat with an updated bathroom featuring dual vanities, a separate shower, and soaking tub. Outside, enjoy your own private oasis with a screened in-ground pool, covered lanai, fenced backyard, and plenty of space for relaxing, dining, and entertaining year-round. Additional highlights include a two-car garage, attractive curb appeal, and a single-story layout that offers convenience and versatility. Located in the established Silver Lakes West at The Crossings community, this home is just minutes from Lake Mary Boulevard, I-4, shopping, dining, parks, recreational trails, schools, medical facilities, and the thriving employment centers of Lake Mary, Heathrow, and Sanford. This exceptional property combines location, lifestyle, and move-in-ready appeal—schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,090
Sqft
0.18 ac
Lot size
2
Garage
1987
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,695 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,695/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Lake Mary actives
$229 vs $242
Days on market
2 vs 42 typical
Where $229/sqft sits among the 162 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
94 of 162
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the Lake Mary median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 873 SILVERSMITH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$490,000
908 SLOEWOOD COURT · same community
4 bd · 2.5 ba · 2,090 sqft · $234/sqft · 2 DOM
Sold · May ’26$412,000
705 SILVERSMITH CIRCLE · same community
3 bd · 2 ba · 1,890 sqft · $218/sqft · 4 DOM
Sold · Dec ’25$430,000
108 WILLOW TREE LANE
3 bd · 2 ba · 2,067 sqft · $208/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 873 SILVERSMITH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 873 SILVERSMITH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
873 SILVERSMITH CIRCLE FAQs
What would the monthly payment be for 873 SILVERSMITH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,695/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 873 SILVERSMITH CIRCLE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 873 SILVERSMITH CIRCLE?+
The most recent tax bill on record (2025) was $5,673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 873 SILVERSMITH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $478,900, this home is listed about 12% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$478,900 runs 12% above the Lake Mary median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Lake Mary market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GLORY INTL. REAL ESTATE CO · Jennifer Clark. MLS #V4950484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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