John Carpenter
$749,000$819,0004 bd3 ba1,894 sqft$395 /sqft$5,136 /mo all-in ↓

3448 TRIGGERFISH DRIVE, HERNANDO BEACH, FL, 34607

Active692 days on marketListed Aug 26, 2024MLS #W7867813

Reduced $70KWaterfrontPrivate poolFully furnishedSingle Family ResidenceHERNANDO BEACH

About this home

3448 TRIGGERFISH DRIVE

Exceptionally well maintained, fully furnished, remodeled waterfront home with four bedrooms, three full baths, pool, and elevator located in Hernando Beach South. This home features a newly remodeled kitchen with wood cabinets, quartz countertops, stainless steel appliances, cabinet lighting, breakfast bar, and a farmhouse sink; all three bathrooms have also been remodeled with walk-in showers, rain shower heads and new vanities; laminate flooring throughout the house; tongue and groove wood ceiling in the great room and kitchen; plantation shutters on every window; double pane windows; the master bedroom suite on the third floor has a vaulted ceiling and private balcony with gulf views; laundry room with storage cabinets; a screened in lanai located off of the great room; custom ceiling fans and lighting; tankless water heater; security system; and the home is equipped with a whole house generator. Features of the exterior include maintenance free landscaping with brick pavers and stone (no grass to cut); fenced back yard; floating dock; seawall with knee wall and walkway; custom exterior uplighting; 24 x 12 inground pool with waterfall spa; a metal roof; gutters, sprinkler system and an epoxy coated garage floor. HVAC system new in 2025.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,894

Sqft

0.17 ac

Lot size

2

Garage

2006

Year built

Three Or More

Levels

$395

Per sqft

Private poolWaterfrontFurnishedPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Wood Frame
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorFrench Doors · Lighting · Outdoor Shower · Rain Gutters

Community & fees

HOA fee$22/mo
Taxes (2023)$7,578/yr
PetsYes
CommunityCommunity Boat Ramp · Deed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,136 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2023 actual bill$632
HOA fee — from the listing$22
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,136/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$632
HOA / condo fee$22
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HERNANDO BEACH

$395 vs $356

Days on market

692 vs 35 typical

Where $395/sqft sits among the 25 homes for sale in HERNANDO BEACH

4
6
5
3 · this home
3
4
$275–308$308–341$341–373$373–406$406–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Map of 3448 TRIGGERFISH DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)62 min
Downtown Tampa71 min

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

13 of 25

HERNANDO BEACH have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 130% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $749,000 $70K
Aug 26, 2024Listed at $819,000 · 692 days on market since
2006Built · HERNANDO BEACH

Reality check

What actually sold near 3448 TRIGGERFISH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4196 DES PREZ COURTSold · Feb ’26

$1,135,000

4196 DES PREZ COURT · same community

3 bd · 3 ba · 1,909 sqft · $595/sqft · 7 DOM

4396 5TH ISLE DRIVESold · Feb ’26

$670,000

4396 5TH ISLE DRIVE · same community

3 bd · 2 ba · 1,814 sqft · $369/sqft · 9 DOM

3263 SEA GRAPE DRIVESold · Aug ’25

$410,000

3263 SEA GRAPE DRIVE · same community

3 bd · 2 ba · 1,785 sqft · $230/sqft · 300 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3448 TRIGGERFISH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3448 TRIGGERFISH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3448 TRIGGERFISH DRIVE FAQs

What would the monthly payment be for 3448 TRIGGERFISH DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,136/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3448 TRIGGERFISH DRIVE?+

The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3448 TRIGGERFISH DRIVE?+

The most recent tax bill on record (2023) was $7,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3448 TRIGGERFISH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando Beach?+

At $749,000, this home is listed about 37% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3448 TRIGGERFISH DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$749,000 runs 130% above the HERNANDO BEACH 34607 median — but at 1,894 sqft it's also 21% larger than the typical Hernando Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

692 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $819,000, now $749,000 — a $70K cut. The full history is in the market section below.

Listing courtesy of KW REALTY ELITE PARTNERS · Vincent Mina, Jr. MLS #W7867813.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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