3920 NIGHT STAR TRAIL, ODESSA, FL, 33556
Active162 days on marketListed Feb 25, 2026MLS #W7883312
About this home
3920 NIGHT STAR TRAIL
***Assumable VA Loan Available at 5.5%!*** STUNNING **4 BEDROOM, 3.5 BATHROOM HOME WITH OFFICE** in the highly sought-after **Starkey Ranch** community! The **Kitchen and 3 Bathrooms have just been beautifully remodeled.** The Kitchen boasts **Quartz Countertops, 42" Wood Cabinets with Soft-Close Doors, Stainless Steel Appliances, Tile Backsplash, a Large Island/Breakfast Bar, and a Walk-In Pantry.**The **Primary Suite is conveniently located downstairs** and features a **Walk-In Closet, Dual Quartz Vanity, and a Spacious Walk-In Shower.** Upstairs you'll find a **large bonus bedroom with its own full bathroom and walk-in closet**, making it perfect for a guest suite, home office, media room, or playroom.Additional interior upgrades include **wood-look tile flooring throughout the downstairs, updated light fixtures and ceiling fans throughout the home, a high-end Kinetico Water Softener, and smart lighting throughout.** Enjoy the convenience of controlling the **kitchen lighting, under-cabinet lighting, primary bedroom light and ceiling fan, both front and rear porch lights, and the outdoor string lights** right from your smart device. Step outside and enjoy **both the covered front and back porches**, each finished with beautiful pavers and designed for relaxing or entertaining. The home also features **built-in exterior eave lighting**, creating a stunning nighttime appearance and adding year-round curb appeal. Located within walking distance of one of Starkey Ranch's most popular parks, **Cunningham Park**, you'll enjoy a scenic **1-mile walking trail surrounding the lake** along with playgrounds and open green space. All of this is located in the award-winning **Starkey Ranch** community, offering easy access to **Tampa and Clearwater**. Community amenities include **multiple resort-style pools, parks, playgrounds, a dog park, scenic walking and biking trails, and incredible fishing.** **Don't miss this opportunity—schedule your private showing today!**
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,659
Sqft
0.14 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,094 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,094/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs Odessa actives
$223 vs $271
Days on market
162 vs 44 typical
Where $223/sqft sits among the 200 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starkey Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Starkey Ranch — neighborhood snapshot
Population
5,445
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
764
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
115 of 200
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3920 NIGHT STAR TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$675,000
3867 VILLAMORE LANE · same community
3 bd · 2.5 ba · 2,767 sqft · $244/sqft · 31 DOM
Sold · Sep ’25$639,000
4044 NIGHT STAR TRAIL · same community
3 bd · 2.5 ba · 2,767 sqft · $231/sqft · 22 DOM
Sold · Jun ’26$635,000
12308 RANGELAND BOULEVARD
3 bd · 3 ba · 2,620 sqft · $242/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3920 NIGHT STAR TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3920 NIGHT STAR TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3920 NIGHT STAR TRAIL FAQs
What would the monthly payment be for 3920 NIGHT STAR TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,094/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3920 NIGHT STAR TRAIL?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3920 NIGHT STAR TRAIL?+
The most recent tax bill on record (2025) was $6,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3920 NIGHT STAR TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $591,999, this home is listed about 15% below the Odessa median of $700,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3920 NIGHT STAR TRAIL?+
Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ODESSA 33556 market on paper
$591,999 is 11% below the ODESSA 33556 median of $666,500, and at $223/sqft it sits under the Odessa average of $355.
02Time on market is leverage
162 days on market against a Odessa median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $650,000, now $591,999 — a $58K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Justin Brandon, PA. MLS #W7883312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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