4093 EPIC COVE, LAND O LAKES, FL, 34638
Active1 days on marketListed Aug 11, 2026MLS #W7888397
About this home
4093 EPIC COVE
Virtually Staged. Welcome to 4093 Epic Cove, a stunning Cardel "Henley" model located in the highly sought-after Bexley community of Land O' Lakes, Florida. Offering 5 beds, 4 full baths, a DEDICATED OFFICE, bonus room, and 3-car garage, this open-concept floor plan features soaring ceilings, abundant natural light, custom built-in living room cabinetry, and pre-wired surround sound(master, main living room, and loft), outdoor under soffit lighting. The gourmet kitchen is the heart of the home, showcasing quartz countertops, premium appliances, a large center island with seating, built in pantry storage, and ample workspace for hosting family and friends. The first-floor primary suite offers a private retreat with a spacious walk-in closet featuring a custom organization system, a luxurious freestanding soaking tub, oversized walk-in shower, and dual vanities. The additional bedrooms feature durable waterproof laminate flooring, combining style with easy maintenance, while the upstairs bonus room, 5th bedroom, and full bath create the perfect space for guests or multigenerational living. Expansive sliding glass doors with electric blinds open seamlessly to your outdoor oasis, where you'll enjoy a fully equipped outdoor kitchen, heated swimming pool, separate spa, and covered lanai overlooking the serene pond and protected wetlands. Additional upgrades include a Govee app-controlled exterior soffit lighting, concrete landscape curbing, brick pavers, wifi enables irrigation front and back, fresh landscaping, accent walls, upgrades fixtures, an oversized laundry room with cabinetry and utility sink, and a functional mudroom just inside the garage entrance. Located in the award-winning Bexley master-planned community, residents enjoy resort-style amenities including multiple community pools, fitness center, playgrounds, game rooms, dog parks, scenic lakes, the popular Twisted Sprocket Café, and more than 26 miles of walking, biking, and nature trails. Conveniently located near the Veterans Expressway, top-rated schools, shopping, dining, and Tampa International Airport, this home offers the perfect combination of luxury, convenience, and Florida lifestyle.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,939
Sqft
0.21 ac
Lot size
3
Garage
2018
Year built
Two
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,953 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,953/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.2%
$/sqft vs Land O Lakes actives
$279 vs $205
Days on market
1 vs 41 typical
Where $279/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bexley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Bexley — neighborhood snapshot
Population
3,771
Median age
39
Median income
$109,441
Median home value
$408,921
Avg household
2
Households w/ children
429
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
216 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 4093 EPIC COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,329,000
16557 ACOUSTIC LOOP · same community
3 bd · 3 ba · 3,408 sqft · $390/sqft · 0 DOM
Sold · Mar ’26$868,000
4206 TOUR TRACE · same community
4 bd · 3 ba · 3,306 sqft · $263/sqft · 39 DOM
Sold · Jul ’26$785,000
16691 VIBRATO LANE · same community
4 bd · 3.5 ba · 3,098 sqft · $253/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4093 EPIC COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4093 EPIC COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4093 EPIC COVE FAQs
What would the monthly payment be for 4093 EPIC COVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,953/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4093 EPIC COVE?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4093 EPIC COVE?+
The most recent tax bill on record (2025) was $16,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4093 EPIC COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $1,100,000, this home is listed about 159% above the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4093 EPIC COVE?+
Charles S. Rushe Middle School (middle), Sunlake High School (high), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 200% above the LAND O LAKES 34638 median — but at 3,939 sqft it's also nearly twice the size of the typical Land O Lakes listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Land O Lakes market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Charles S. Rushe Middle School, Sunlake High School, Oakstead Elementary School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Kayla McDonald, PA. MLS #W7888397.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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