21470 EDGEWATER DRIVE, PORT CHARLOTTE, FL, 33952
Active260 days on marketListed Nov 19, 2025MLS #C7517835
About this home
21470 EDGEWATER DRIVE
Discover charm, convenience, and coastal living in this well-loved 2-bedroom, 1-bathroom home situated in one of the most desirable areas of Port Charlotte. Located just moments from the water, this property offers an incredible opportunity for full-time residents, snowbirds, or investors seeking value in a prime location. Step inside and you’ll find a bright, welcoming layout featuring not only the main living spaces, but also a bonus room and separate den, providing flexibility for a home office, guest space, hobby room, or additional lounging area. Whether you’re working from home, entertaining, or simply in need of extra breathing room, this floor plan adapts to your lifestyle. Recent updates add peace of mind, including a new A/C installed in 2021 and an electrical panel replaced in 2020—a wonderful start for anyone looking for a home that’s already been thoughtfully maintained. Outdoors, the property really shines with its spacious yard, ideal for gardening, pets, or enjoying the Florida sunshine. Storage is no issue thanks to two detached sheds, offering space for tools, recreational gear, hobbies, or seasonal items. The neighborhood itself is one of Port Charlotte’s most sought-after pockets, known for its peaceful atmosphere, proximity to the water, and quick access to dining, parks, boat launches, and shopping conveniences. Whether you’re looking for an affordable coastal retreat, a first home, or a smart investment, this property delivers comfort, functionality, and location—all in one package. Don’t miss your chance to make this versatile and well-positioned home your own!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,186
Sqft
0.18 ac
Lot size
1963
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,583 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,583/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs PORT CHARLOTTE SEC 025
$158 vs $249
Days on market
260 vs 59 typical
Where $158/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 025
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 6
PORT CHARLOTTE SEC 025 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21470 EDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$100,000
4134 GARDNER DRIVE · same community
3 bd · 2 ba · 1,216 sqft · $82/sqft · 7 DOM
Sold · Oct ’25$180,000
858 CONREID DRIVE NE · same community
3 bd · 1 ba · 1,237 sqft · $146/sqft · 165 DOM
Sold · Dec ’25$257,500
551 LINDLEY TERRACE · same community
3 bd · 2 ba · 1,250 sqft · $206/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 21470 EDGEWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21470 EDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21470 EDGEWATER DRIVE FAQs
What would the monthly payment be for 21470 EDGEWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,583/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21470 EDGEWATER DRIVE?+
The most recent tax bill on record (2024) was $2,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21470 EDGEWATER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $187,500, this home is listed about 44% below the Port Charlotte median of $332,425. The market section on this page shows how the area is trending.
Which schools are assigned to 21470 EDGEWATER DRIVE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$187,500 runs 29% above the PORT CHARLOTTE 33952 median.
02Time on market is leverage
260 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $199,990, now $187,500 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7517835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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