
998 DOWNSHIRE LANE, ORMOND BEACH, FL, 32174
Active300 days on marketListed Sep 23, 2025MLS #FC312940
About this home
998 DOWNSHIRE LANE
One or more photo(s) has been virtually staged. Stunning estate home offering an expansive 5,454 square feet of luxury living in the Plantation Bay fully SOLAR POWERED. Perfectly situated on a private corner lot of over half an acre, featuring 5 bedrooms, office, loft, bonus room, and 4 full baths, along with a rare 6+ car garage. Enter into a grand foyer adorned with a crystal chandelier & crown molding. The family room boasts soaring coffered ceilings, custom built-ins, and a striking linear gas fireplace set on a full stone wall, with four vanishing sliders that seamlessly open to the lanai with electric blinds. The gourmet kitchen showcases granite countertops, double-stacked cabinetry, GE Profile stainless steel appliances including gas range & convection oven, an oversized drop-edge granite island with charging towers, walk-in pantry, and storage features such as pull-out spice racks & two-tone cabinetry. A breakfast nook with rounded windows overlooks the pool & the formal dining room is appointed with porcelain tile floors, crown molding, tray ceiling, & crystal chandelier. The expansive primary suite offers a private foyer entrance, crown molding, plantation shutters, triple sliders with electric blinds to the lanai, and dual custom walk-in closets. The master bath features dual floating vanities with granite, a soaking tub, walk-in shower, & private commode with electric bidet. A private exercise room/sauna extends the suite's retreat. Bedroom 2,3,& 4 are all on the first floor. Each with custom closets & electric blinds, Bedroom 4 featuring en-suite bath with lanai access. Upstairs, a loft/library space leads to a massive bonus room with theater setup, triple sliders to a private balcony, and full bath connecting to the fifth bedroom with walk-in closet & balcony access. 2nd story balcony features pavers and expansive bird's eye views of the pool and yard. The outdoor living space is an entertainer's paradise, with extended pool & elevated spa with LED lighting, travertine decking, & remote-control systems. A full cabana kitchen includes a grill, sink, cabinetry, beverage fridges, fire pit, all overlooking the private backyard with lush landscaping for ultimate privacy. Fully fenced in yard, anchored on a corner lot with privacy hedges surrounding the home. This home has full house solar creating the ultimate energy efficiency and excellent cost of living. Additional highlights include 10'-14' ceilings, custom closet systems throughout, Control4 home automation with integrated lighting/audio/security, propane tank on remote for range/grill/heater on jacuzzi/fireplace/firepit, tile roof, gutters system, whole house generator, whole house water filtration system, extensive camera system, custom light fixtures throughout, expansive built-ins, excellent storage with 2 large storage closets, and pavers driveway surrounded by manicured privacy hedges, plus more. All located in GATED, golf cart friendly community of Plantation Bay with optional memberships available. Membership to include 45 hole of private golf, 9 tennis courts, 10 pickleball courts, new 30 million dollar Founders Clubhouse, additional Prestwick Clubhouse, fitness/spa center, 2 pools with cabana bar & grill, full events calendar, plus more! Buyers of this home to receive substantial discount on initiation fee at the club. Ask listing agent for details. This remarkable residence embodies the true essence of estate living-grand in scale, rich in detail, and designed for both family comfort and entertainment.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
5,454
Sqft
0.58 ac
Lot size
6
Garage
2022
Year built
Two
Levels
$604
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$21,054 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,054/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$604 vs $235
Days on market
300 vs 41 typical
Where $604/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 724% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 998 DOWNSHIRE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,785,914
256 Stirling Bridge Drive, Other City - In The State Of Florida FL 32174
4 bd · 4 ba · 3,362 sqft · $531/sqft · 265 DOM
Sold · Jun ’26$1,785,914
256 STIRLING BRIDGE DRIVE
4 bd · 4 ba · 3,362 sqft · $531/sqft · 351 DOM
Sold · Aug ’25$1,375,000
514 WINGSPAN DRIVE
4 bd · 3 ba · 3,243 sqft · $424/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 998 DOWNSHIRE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 998 DOWNSHIRE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
998 DOWNSHIRE LANE FAQs
What would the monthly payment be for 998 DOWNSHIRE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,054/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 998 DOWNSHIRE LANE?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 998 DOWNSHIRE LANE?+
The most recent tax bill on record (2024) was $21,087. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 998 DOWNSHIRE LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $3,295,000, this home is listed about 674% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 998 DOWNSHIRE LANE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,295,000 runs 724% above the ORMOND BEACH 32174 median — but at 5,454 sqft it's also nearly 3 times the size of the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
300 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VENTURE DEVELOPMENT REALTY,INC · Elizabeth Kargar. MLS #FC312940.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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