5019 DANCY LANE, ST CLOUD, FL, 34772
Active62 days on marketListed May 18, 2026MLS #O6408641
About this home
5019 DANCY LANE
One or more photo(s) has been virtually staged. Brand new luxury home. This beautiful 55+ gated community located in the Twin Lakes Subdivision of St. Cloud. This 3 bedrooms, 3 baths + home office. The oversized primary bedroom with master bathroom connected. The master bathroom has a walk-in shower, dual sinks, and a huge walk in closet. The kitchen has an oversized island with wood cabinets, stainless steel appliances with a gas stove, and plenty of counter space for cooking. Additional features include: inside laundry (washer/dryer included), pets allowed, 2 car garage, gas water heater, pest control included(exterior) and lawn included. Enjoy the club house, fitness center, multiple pools, lake access, tennis courts and much more! Schedule your appointment today to view this amazing property. Must see yourself to appreciate the resort living lifestyles.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,305
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,514 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,514/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.3%
$/sqft vs St Cloud actives
$256 vs $221
Days on market
62 vs 33 typical
Where $256/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5019 DANCY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$685,000
2679 MIDSWEET AVENUE · same community
3 bd · 3 ba · 2,365 sqft · $290/sqft · 89 DOM
Sold · May ’26$520,000
5037 FALLGLO WAY · same community
3 bd · 2.5 ba · 2,208 sqft · $236/sqft · 158 DOM
Sold · Aug ’25$400,000
5015 DANCY LANE · same community
2 bd · 2 ba · 1,596 sqft · $251/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5019 DANCY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5019 DANCY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5019 DANCY LANE FAQs
What would the monthly payment be for 5019 DANCY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,514/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5019 DANCY LANE?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5019 DANCY LANE?+
The most recent tax bill on record (2025) was $7,733. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5019 DANCY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $589,000, this home is listed about 39% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5019 DANCY LANE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AAA GLOBAL VENTURES PA · Selina Song. MLS #O6408641.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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