John Carpenter
$623,0003 bd3 ba2,293 sqft$272 /sqft$4,698 /mo all-in ↓

5003 DANCY LANE, ST CLOUD, FL, 34772

Active20 days on marketListed Jun 29, 2026MLS #S5152713

Private poolSingle Family ResidenceTWIN LAKES PH 2C

About this home

5003 DANCY LANE

One-of-a-kind Wilford III model by Jones Homes USA - no longer being built! Situated on a premium corner homesite with peaceful greenspace views, this sought-after floor plan offers 2,293 sq ft with 3 bedrooms, 3 full baths, and a versatile flex room perfect for an office or guest space. This beautifully upgraded home features 10-ft ceilings, 8-ft doors throughout, pocket sliding doors, and 5 1/4 baseboards, creating an elegant, spacious feel. The stunning kitchen showcases quartz countertops, upgraded backsplash, crown molding on cabinets, under-cabinet lighting and upper accent lighting-perfect for entertaining. Coffered ceilings in the foyer, flex room, and primary bedroom add a custom touch. The spacious primary suite offers a spa-like retreat with a frameless glass shower, while all 3 bathrooms include grab bars for added comfort and convenience. The guest ensuite and third bath offer tub/shower combos and granite countertops. Additional upgrades include pre-plumbing for a water softener, epoxy garage floors, security camera pre-wiring in the front of home, lanai, rear flood lights, side pre-wiring, gutters, pre-plumb for future fire bowl to the left of the pool, and a 1-year home warranty. Enjoy your private outdoor oasis with lush landscaping, a private sparkling pool with water feature, poolside shower, and a built-in outdoor kitchen, vinyl windows, privacy screen, and surround sound on the lanai, perfect for entertaining or relaxing. Located in the desirable Del Webb Twin Lakes 55+ resort-style community, enjoy 3 heated pools, hot tub, boat dock with pontoon boat, fishing boat, kayaks, pickleball, bocce ball, clay tennis courts, plus coming soon: a new bar & grill, event lawn, food truck lane an additional bocce ball and pickleball courts. The covered BBQ pavilion includes gas grills, refrigerators, sinks and fireplace with views of Live Oak Lake. Conveniently located near the Florida Turnpike, Lake Nona shopping, dining, and entertainment, and Florida's east coast beaches - This home offers luxury, convenience, and resort-style living!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,293

Sqft

0.2 ac

Lot size

2

Garage

2024

Year built

One

Levels

$272

Per sqft

Private poolPool viewNegotiable55+ communityPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Metal Frame · Stucco
FoundationSlab
ViewPool
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Yard · Sidewalk

Community & fees

HOA fee$310/mo
Taxes (2025)$7,593/yr
PetsYes
CommunityLake · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,698 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,362
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$633
HOA fee — from the listing$310
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,300
Interest rate6.00%
Loan term

Estimated payment

$4,698/mo

Principal & interest$3,362
PMI (est., until 20% equity)$234
Property taxes (actual bill)$633
HOA / condo fee$310
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $623K
$598KedgeAI estimate $867,815 · range $761K$1.0M$1.1M

vs edgeAI estimate

−28.2%

$/sqft vs St Cloud actives

$272 vs $221

Days on market

20 vs 33 typical

Where $272/sqft sits among the 400 St Cloud actives

99
126
87
37 · this home
16
35
$156–192$192–228$228–264$264–300$300–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5003 DANCY LANE

Drive times from this address

Orlando Int’l Airport (MCO)42 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

188 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $623,000 · 20 days on market since
2024Built · TWIN LAKES PH 2C

Reality check

What actually sold near 5003 DANCY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2679 MIDSWEET AVENUESold · Dec ’25

$685,000

2679 MIDSWEET AVENUE · same community

3 bd · 3 ba · 2,365 sqft · $290/sqft · 89 DOM

5037 FALLGLO WAYSold · May ’26

$520,000

5037 FALLGLO WAY · same community

3 bd · 2.5 ba · 2,208 sqft · $236/sqft · 158 DOM

5015 DANCY LANESold · Aug ’25

$400,000

5015 DANCY LANE · same community

2 bd · 2 ba · 1,596 sqft · $251/sqft · 187 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5003 DANCY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5003 DANCY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5003 DANCY LANE FAQs

What would the monthly payment be for 5003 DANCY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,698/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5003 DANCY LANE?+

The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5003 DANCY LANE?+

The most recent tax bill on record (2025) was $7,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5003 DANCY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $623,000, this home is listed about 47% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5003 DANCY LANE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Cynthia Anderson. MLS #S5152713.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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