5048 SHOREWAY LOOP UNIT 10204, ORLANDO, FL, 32819
Active5 days on marketListed Jul 28, 2026MLS #O6428410
About this home
5048 SHOREWAY LOOP UNIT 10204
This beautifully maintained LAKEVIEW 2-bedroom, 2-bath first-floor condominium offers an exceptional opportunity to own in Vista Cay Resort, one of the few communities in Orange County where short-term vacation rentals (Airbnb & VRBO), long-term rentals, and owner occupancy are all permitted, providing unmatched flexibility for investors and homeowners alike. Featuring an open and spacious floor plan, this fully furnished residence boasts laminate flooring throughout the living areas and bedrooms, with tile flooring in the kitchen and both bathrooms for style and easy maintenance. The spacious kitchen offers abundant cabinetry, generous counter space, and a breakfast bar overlooking the dining and living areas, creating the perfect space for entertaining. The primary suite features a walk-in closet and private en-suite bath, while the guest bedroom and second full bath provide comfort and privacy for family and guests. Step onto the private large balcony and enjoy peaceful lake views in a serene resort setting. Ideally located just minutes from Universal Epic Universe, Universal Orlando Resort, SeaWorld, Walt Disney World, International Drive, and the Orange County Convention Center, this property is perfect as a primary residence, second home, vacation retreat, or income-producing investment. Resort amenities include multiple heated pools, hot spas, pool bars, clubhouse, state-of-the-art fitness center, game room, business center, basketball court, playground, BBQ areas, scenic walking trails around Lake Cay, EV charging stations, and beautifully landscaped grounds. The HOA includes high-speed internet, cable, water, sewer, trash, exterior maintenance, and full access to all resort amenities, making this a truly turnkey opportunity in one of Orlando's premier resort communities. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,823
Sqft
0.05 ac
Lot size
2006
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,509 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,509/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Orlando actives
$307 vs $250
Days on market
5 vs 34 typical
Where $307/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
ORLANDO 32819 — neighborhood snapshot
Population
28,399
Median age
39.7
Median income
$94,386
Median home value
$454,000
Avg household
2.49
Households w/ children
2,799
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
170 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the ORLANDO 32819 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 5048 SHOREWAY LOOP UNIT 10204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$600,000
5048 SHOREWAY LOOP UNIT 40104 · same community
3 bd · 2 ba · 2,097 sqft · $286/sqft · 93 DOM
Sold · Jun ’26$375,000
4823 LANDOVER CIRCLE
3 bd · 2 ba · 1,784 sqft · $210/sqft · 14 DOM
Sold · Mar ’26$360,000
10719 LAZY LAKE DRIVE
3 bd · 2 ba · 1,873 sqft · $192/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5048 SHOREWAY LOOP UNIT 10204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5048 SHOREWAY LOOP UNIT 10204 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5048 SHOREWAY LOOP UNIT 10204 FAQs
What would the monthly payment be for 5048 SHOREWAY LOOP UNIT 10204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,509/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5048 SHOREWAY LOOP UNIT 10204?+
The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5048 SHOREWAY LOOP UNIT 10204?+
The most recent tax bill on record (2025) was $6,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5048 SHOREWAY LOOP UNIT 10204 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5048 SHOREWAY LOOP UNIT 10204?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $559,900, this home is listed about 44% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5048 SHOREWAY LOOP UNIT 10204?+
Tangelo Park Elementary (elementary), Lake Buena Vista High School (high), Westridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,900 runs 40% above the ORLANDO 32819 median — but at 1,823 sqft it's also 15% larger than the typical Orlando listing.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04Fresh on the market
Only 5 days on market in a Orlando market that averages 34 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of VISTA CAY REALTY COMPANY · Drew Frahm. MLS #O6428410.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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