5048 SHOREWAY LOOP UNIT 20404, ORLANDO, FL, 32819
Active2 days on marketListed Jul 31, 2026MLS #O6429848
About this home
5048 SHOREWAY LOOP UNIT 20404
Welcome to Premier Vista Cay at Harbour Square! This luxurious, turn-key end unit boasts serene tropical views of lush landscaping, soaring palm trees, and tranquil water vistas. Vista Cay is a rare gem in Orange County, offering flexibility for short-term and long-term rentals, as well as owner occupancy. This gated resort is perfectly situated within walking distance to a variety of restaurants, Publix supermarket, Walgreens, The Orange County Convention Center, Top Golf, the renowned International Drive, and much more. Plus, it's conveniently located across from the soon-to-be-open EPIC UNIVERSE ATTRACTION PARK, set to debut in early 2025! The Vista Cay Clubhouse features a community heated pool, game room, poolside bar, concierge service, and entertainment provided by the HOA. This unit includes all furnishings and appliances, ready to kickstart your Airbnb dreams from day one. HOA fees cover exterior maintenance and pest control, water, internet, cable, and valet trash. This unit boasts one of the largest floor plans in the community, featuring 3 bedrooms, 2 bathrooms, and a den. The kitchen shines with stainless steel appliances, granite counters, and large cabinets. Vista Cay also offers on-site security, an additional pool, and a third pool currently under construction. Additional amenities include two hot tubs, a fitness center, playground, multi-use court, BBQ grills, electric vehicle charging stations, and more. Enjoy a scenic 2-mile trail around the lake right in front of the building! Location is everything! Approximately 3 miles from SeaWorld Orlando and Aquatica Water Park, less than 5 miles from Universal Orlando Theme Park, about 11 miles from The Orlando International Airport, adjacent to the Orange County Convention Center, and a short drive to Disney Parks. Don’t miss this incredible opportunity! Whether you’re looking for a place to live, invest, or a vacation home, this unit has it all. Come see it before it's gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,097
Sqft
0.05 ac
Lot size
2006
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,745 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,745/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs Orlando actives
$319 vs $250
Days on market
2 vs 34 typical
Where $319/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
ORLANDO 32819 — neighborhood snapshot
Population
28,399
Median age
39.7
Median income
$94,386
Median home value
$454,000
Avg household
2.49
Households w/ children
2,799
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
170 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the ORLANDO 32819 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 5048 SHOREWAY LOOP UNIT 20404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$600,000
5048 SHOREWAY LOOP UNIT 40104 · same community
3 bd · 2 ba · 2,097 sqft · $286/sqft · 93 DOM
Sold · Jul ’26$315,000
5309 WILLIAMSPORT DRIVE
3 bd · 2 ba · 2,081 sqft · $151/sqft · 5 DOM
Sold · Oct ’25$372,000
10106 DONHILL COURT
2 bd · 2 ba · 2,040 sqft · $182/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5048 SHOREWAY LOOP UNIT 20404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5048 SHOREWAY LOOP UNIT 20404 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5048 SHOREWAY LOOP UNIT 20404 FAQs
What would the monthly payment be for 5048 SHOREWAY LOOP UNIT 20404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,745/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5048 SHOREWAY LOOP UNIT 20404?+
The most recent tax bill on record (2025) was $8,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5048 SHOREWAY LOOP UNIT 20404 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5048 SHOREWAY LOOP UNIT 20404?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $669,500, this home is listed about 72% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5048 SHOREWAY LOOP UNIT 20404?+
Tangelo Park Elementary (elementary), Lake Buena Vista High School (high), Westridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$669,500 runs 68% above the ORLANDO 32819 median — but at 2,097 sqft it's also 33% larger than the typical Orlando listing.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Fresh on the market
Only 2 days on market in a Orlando market that averages 34 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Kwaku Mitchell. MLS #O6429848.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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