
4840 CAYVIEW AVENUE UNIT 403, ORLANDO, FL, 32819
Active8 days on marketListed Jul 28, 2026MLS #O6428948
About this home
4840 CAYVIEW AVENUE UNIT 403
MOST WANTED COMMUNITY IN THE AREA. Location location location! SHORT-TERM RENTAL ALLOWED. LOCATED ACROSS MAIN ENTRANCE EPIC UNIVERSE !!! Welcome to the highly sought-after community that everyone desires in the area! This exceptional property is situated in the most desired location, offering a multitude of benefits. Notably, short-term rentals are permitted, allowing for flexible use and income potential. The property comes fully furnished, providing convenience and immediate comfort to its new owners. Step inside this fully remodeled home and be captivated by its modern upgrades. With new luxury vinyl floors, freshly repainted walls, and tasteful interior design by a professional decorator, every corner exudes elegance. The addition of a new AC unit ensures optimal comfort in all seasons. Conveniently located near the main clubhouse in the gated community of Vista Cay, this property boasts a prime position. The spacious living room seamlessly connects to the gourmet kitchen and dining space, creating a harmonious flow for entertaining guests or enjoying quality time with loved ones. The master bedroom is a luxurious haven, complete with an en-suite bathroom and a built-in closet. The second and third bedroom and second bathroom offer ample space for family members or guests. An extra bonus room and a dedicated laundry room further enhance the functionality of this home. Step outside onto the large balcony, where you can unwind and appreciate the surroundings. The balcony also provides additional storage space, ensuring a clutter-free living environment. Within the Vista Cay community, residents have exclusive access to 2 fully renovated pool areas with heated community pool, Jacuzzi, kids water slide, splash pad, lounge area, fire pit and pool bar. The clubhouse offers a fitness room, concierge service, internet café, and meeting room, providing an array of amenities for residents' enjoyment. The property's close proximity to the Orlando Convention Center and local attractions makes it incredibly appealing to both business and leisure travelers. Furthermore, its strong rental income potential positions it as an excellent investment opportunity. Whether used as a vacation rental or a long-term rental, this property consistently performs well. Additionally, the property is conveniently located just across from Epic Universe, the highly anticipated new theme park by Universal Studios. This proximity to such a major attraction adds further value and excitement to the property. Don't miss out on this fantastic investment opportunity in the most sought-after community in the area. Act now and secure a piece of luxury living combined with excellent rental income potential!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,097
Sqft
0.05 ac
Lot size
2007
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,463 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,463/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs VISTA CAY/HARBOR SQUARE PH 08
$309 vs $309
Days on market
8 vs 40 typical
Where $309/sqft sits among the 9 homes for sale in VISTA CAY/HARBOR SQUARE PH 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
The numbers that matter
The Orlando market
$400K → $402K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
4 of 9
VISTA CAY/HARBOR SQUARE PH 08 have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the Orlando median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4840 CAYVIEW AVENUE UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$625,000
5036 SHOREWAY LOOP UNIT 208 · same community
3 bd · 2 ba · 2,097 sqft · $298/sqft · 0 DOM
Sold · Jan ’26$600,000
5036 SHOREWAY LOOP UNIT 30505 · same community
3 bd · 2 ba · 2,001 sqft · $300/sqft · 0 DOM
Sold · Dec ’25$480,000
5000 CAYVIEW AVENUE UNIT 30408 · same community
3 bd · 2 ba · 1,447 sqft · $332/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4840 CAYVIEW AVENUE UNIT 403 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4840 CAYVIEW AVENUE UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4840 CAYVIEW AVENUE UNIT 403 FAQs
What would the monthly payment be for 4840 CAYVIEW AVENUE UNIT 403?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,463/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4840 CAYVIEW AVENUE UNIT 403?+
The most recent tax bill on record (2024) was $6,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4840 CAYVIEW AVENUE UNIT 403 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4840 CAYVIEW AVENUE UNIT 403?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $649,000, this home is listed about 66% above the Orlando median of $390,495. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 66% above the Orlando median — but at 2,097 sqft it's also 31% larger than the typical Orlando listing.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
Keep looking
Similar homes nearby
Listing courtesy of RADIUS REALTY GROUP LLC · Kris Hoeylaerts. MLS #O6428948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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