John Carpenter
Short-Term Rental Eligible
$649,0003 bd2 ba2,097 sqft$309 /sqft$4,443 /mo all-in ↓

5049 SHOREWAY LOOP UNIT 407, ORLANDO, FL, 32819

Active3 days on marketListed Jul 28, 2026MLS #O6428949

Fully furnishedCondominiumVISTA CAY/HARBOR SQUARE PH 08

About this home

5049 SHOREWAY LOOP UNIT 407

MOST WANTED COMMUNITY IN THE AREA. Location location location! SHORT-TERM RENTAL ALLOWED. LOCATED ACROSS MAIN ENTRANCE EPIC UNIVERSE !!! Welcome to the highly sought-after community that everyone desires in the area! This exceptional property is situated in the most desired location, offering a multitude of benefits. Notably, short-term rentals are permitted, allowing for flexible use and income potential. The property comes fully furnished, providing convenience and immediate comfort to its new owners. Step inside this fully remodeled home and be captivated by its modern upgrades. With new luxury vinyl floors, freshly repainted walls, and tasteful interior design by a professional decorator, every corner exudes elegance. The addition of a new AC unit ensures optimal comfort in all seasons. Conveniently located near the main clubhouse in the gated community of Vista Cay, this property boasts a prime position. The spacious living room seamlessly connects to the gourmet kitchen and dining space, creating a harmonious flow for entertaining guests or enjoying quality time with loved ones. The master bedroom is a luxurious haven, complete with an en-suite bathroom and a built-in closet. The second and third bedroom and second bathroom offer ample space for family members or guests. An extra bonus room and a dedicated laundry room further enhance the functionality of this home. Step outside onto the large balcony, where you can unwind and appreciate the surroundings. The balcony also provides additional storage space, ensuring a clutter-free living environment. Within the Vista Cay community, residents have exclusive access to 2 fully renovated pool areas with heated community pool, Jacuzzi, kids water slide, splash pad, lounge area, fire pit and pool bar. The clubhouse offers a fitness room, concierge service, internet café, and meeting room, providing an array of amenities for residents' enjoyment. The property's close proximity to the Orlando Convention Center and local attractions makes it incredibly appealing to both business and leisure travelers. Furthermore, its strong rental income potential positions it as an excellent investment opportunity. Whether used as a vacation rental or a long-term rental, this property consistently performs well. Additionally, the property is conveniently located just across from Epic Universe, the highly anticipated new theme park by Universal Studios. This proximity to such a major attraction adds further value and excitement to the property. Don't miss out on this fantastic investment opportunity in the most sought-after community in the area. Act now and secure a piece of luxury living combined with excellent rental income potential!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,097

Sqft

0.05 ac

Lot size

2006

Year built

One

Levels

$309

Per sqft

Furnished

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorBalcony

Community & fees

Taxes (2024)$6,456/yr
PetsSize Limit
CommunityClubhouse · Gated Community - No Guard · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,443 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2024 actual bill$538
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,443/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$538
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$614KedgeAI estimate $657,310 · range $640K$664K$691K

vs edgeAI estimate

−1.3%

$/sqft vs VISTA CAY/HARBOR SQUARE PH 08

$309 vs $309

Days on market

3 vs 34 typical

Where $309/sqft sits among the 9 homes for sale in VISTA CAY/HARBOR SQUARE PH 08

3
3 · this home
1
0
1
1
$290–302$302–314$314–327$327–339$339–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price3.7%
Homes for rent right now1,794

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Vista Cay

Map of 5049 SHOREWAY LOOP UNIT 407 inside its neighborhood boundary

Drive times from this address

Universal Orlando10 min
Downtown Orlando15 min
Walt Disney World18 min
Orlando Int’l Airport (MCO)19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

ORLANDO 32819 — neighborhood snapshot

Population

28,399

Median age

39.7

Median income

$94,386

Median home value

$454,000

Avg household

2.49

Households w/ children

2,799

For the school run

Orange County School District

ElementaryTangelo Park Elementary★★★★
HighLake Buena Vista High School★★★★★
MiddleWestridge Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 9

VISTA CAY/HARBOR SQUARE PH 08 have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the ORLANDO 32819 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $649,000 · 3 days on market since
2006Built · VISTA CAY/HARBOR SQUARE PH 08

Reality check

What actually sold near 5049 SHOREWAY LOOP UNIT 407

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5036 SHOREWAY LOOP UNIT 208Sold · Jan ’26

$625,000

5036 SHOREWAY LOOP UNIT 208 · same community

3 bd · 2 ba · 2,097 sqft · $298/sqft · 0 DOM

5036 SHOREWAY LOOP UNIT 30505Sold · Jan ’26

$600,000

5036 SHOREWAY LOOP UNIT 30505 · same community

3 bd · 2 ba · 2,001 sqft · $300/sqft · 0 DOM

5000 CAYVIEW AVENUE UNIT 30408Sold · Dec ’25

$480,000

5000 CAYVIEW AVENUE UNIT 30408 · same community

3 bd · 2 ba · 1,447 sqft · $332/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5049 SHOREWAY LOOP UNIT 407 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5049 SHOREWAY LOOP UNIT 407 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5049 SHOREWAY LOOP UNIT 407 FAQs

What would the monthly payment be for 5049 SHOREWAY LOOP UNIT 407?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,443/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5049 SHOREWAY LOOP UNIT 407?+

The most recent tax bill on record (2024) was $6,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 5049 SHOREWAY LOOP UNIT 407 be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 5049 SHOREWAY LOOP UNIT 407?+

The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $649,000, this home is listed about 66% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5049 SHOREWAY LOOP UNIT 407?+

Tangelo Park Elementary (elementary), Lake Buena Vista High School (high), Westridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$649,000 runs 66% above the ORLANDO 32819 median — but at 2,097 sqft it's also 33% larger than the typical Orlando listing.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04Fresh on the market

Only 3 days on market in a Orlando market that averages 34 — if it fits, move quickly.

Listing courtesy of RADIUS REALTY GROUP LLC · Kris Hoeylaerts. MLS #O6428949.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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