John Carpenter
$349,000$355,0003 bd2 ba2,116 sqft$165 /sqft$2,778 /mo all-in ↓

5393 SW 86TH PLACE, OCALA, FL, 34476

Active121 days on marketListed Mar 31, 2026MLS #OM721883

Reduced $6KSingle Family ResidenceMAJESTIC OAKS SECOND ADD

Come see it

Upcoming open house

Sat, Aug 1

12:00 PM – 3:00 PM

About this home

5393 SW 86TH PLACE

Welcome home to this beautifully updated and maintained home located in the desirable Majestic Oaks neighborhood with low HOA fees! This 3 Bedroom 2 Bath split bedroom home has a fully fenced and private backyard, and is also located on a family friendly cul-de-sac street. As you walk-into the home, you immediately find yourself greeted with a Large open living-room with a beautiful picturesque wood burning fireplace! You also find the recently installed LVP flooring, which is installed throughout the entire home! No carpet here! Continuing through the separate dining room, you find yourself greeted with updated and attractive kitchen with a quartz countertop and a large breakfast nook, with plenty of counter space and cabinets for the whole family. This open kitchen overlooks the living room and through the French doors you can see the backyard and screened in lanai, and is set up for the years to come! The Large Master Suite is next, with that same beautiful LVP floors, and walk-in closet, and an large, updated, en-suite bathroom with a beautiful split vanity and both a walk-in shower and tub for your enjoyment. On the other side of the home, you will find the other 2, large bedrooms, 1 with a walk-in closet, the other with double closets. You will also find the 2nd updated bathroom, with access to the screened in 10ft x 35ft lanai. This lanai includes a functioning sink and counter space, perfect for those summer cookouts! Pair this up with the firepit and pergola in the backyard as well, and you are set for all your hosting needs! The shed out back provided ample space and storage for all your needs as well. Located in desirable 34476 zip code of Ocala, you will find everything you need, groceries, shopping, restaurants, Doctors and more within 5-10 minutes. Easy access to other big ticket items as well, such as FAST aquatic center , about 10 minutes, and WEC, about 15 minutes. Call and schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,116

Sqft

0.29 ac

Lot size

2

Garage

1993

Year built

One

Levels

$165

Per sqft

FireplacePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorFire Pit · Irrigation System · Outdoor Kitchen · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$15/mo
Taxes (2025)$4,730/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,778 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$394
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,778/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$394
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$279KedgeAI estimate $304,130 · range $291K$321K$363K

vs edgeAI estimate

+14.8%

$/sqft vs Ocala actives

$165 vs $183

Days on market

121 vs 43 typical

Where $165/sqft sits among the 400 Ocala actives

93
175 · this home
79
24
5
24
$119–161$161–202$202–243$243–284$284–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 5393 SW 86TH PLACE

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

149 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,000 $6K
Mar 31, 2026Listed at $355,000 · 121 days on market since
1993Built · MAJESTIC OAKS SECOND ADD

Reality check

What actually sold near 5393 SW 86TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5393 SW 86TH PLACESold · Aug ’25

$317,000

5393 SW 86TH PLACE · same community

3 bd · 2 ba · 2,116 sqft · $150/sqft · 12 DOM

5420 SW 86TH LANESold · Jul ’25

$318,500

5420 SW 86TH LANE · same community

3 bd · 2 ba · 2,213 sqft · $144/sqft · 47 DOM

8761 SW 52ND COURTSold · Jun ’26

$340,000

8761 SW 52ND COURT · same community

3 bd · 2 ba · 2,496 sqft · $136/sqft · 242 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5393 SW 86TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5393 SW 86TH PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5393 SW 86TH PLACE FAQs

What would the monthly payment be for 5393 SW 86TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,778/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5393 SW 86TH PLACE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5393 SW 86TH PLACE?+

The most recent tax bill on record (2025) was $4,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5393 SW 86TH PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $349,000, this home is listed about 17% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5393 SW 86TH PLACE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$349,000 runs 20% above the OCALA 34476 median — but at 2,116 sqft it's also 22% larger than the typical Ocala listing.

02Time on market is leverage

121 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $355,000, now $349,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Brynsen Welling. MLS #OM721883.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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