
5402 SW 85TH STREET, OCALA, FL, 34476
Active9 days on marketListed Jul 25, 2026MLS #OM727226
About this home
5402 SW 85TH STREET
Virtually Staged. Welcome to this beautifully maintained CBS home nestled in the highly desirable Majestic Oaks community of southwest Ocala—a family-friendly neighborhood offering a refreshing alternative to the many nearby 55+ communities. Located just moments from the new Hammock L. Bowen Jr. Elementary School, this move-in-ready home combines space, flexibility, and timeless charm. Designed with a desirable split-bedroom floor plan, this spacious 3-bedroom, 2-bath home offers privacy for both owners and guests. The open layout includes a formal living room, a cozy family room anchored by a classic brick wood-burning fireplace, and a flexible front room currently used as a formal dining room that could easily serve as a home office, playroom, or even a potential fourth bedroom with the addition of doors. The kitchen is thoughtfully designed with Corian countertops, solid wood cabinetry, convenient pull-out shelves, and a sunny breakfast nook. One of the home’s standout features is the oversized enclosed Florida room, complete with both glass windows and screens, allowing you to enjoy the outdoors year-round in comfort. The fully retractable sliding glass doors from both the family room and the primary suite create a seamless transition between indoor and outdoor living. The spacious primary suite is a peaceful retreat featuring private access to the Florida room, abundant natural light, room for a sitting area or home office, and an ensuite bath with a relaxing garden tub, walk-in shower, dual vanities, and a dedicated makeup area. The guest wing offers two additional bedrooms, a full bath, and its own exterior entrance to the backyard—ideal for guests, teenagers, multi-generational living, or anyone who appreciates added privacy and convenience. Additional highlights include an indoor laundry room with utility sink, generous storage throughout, a spacious two-car garage with a separate storage room and exterior access, plus an 8’ x 10’ storage shed for tools, lawn equipment, or hobbies. Conveniently located just minutes from shopping, restaurants, medical facilities, and I-75, you’ll enjoy easy access to both Orlando and Tampa, with Florida’s beautiful beaches only about an hour away. If you’ve been searching for a spacious home with flexible living areas, classic character, and an unbeatable location in one of southwest Ocala’s most desirable family neighborhoods, this Majestic Oaks home is one you won’t want to miss. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,099
Sqft
0.27 ac
Lot size
2
Garage
1993
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,677 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,677/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.9%
$/sqft vs Ocala actives
$162 vs $184
Days on market
9 vs 43 typical
Where $162/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5402 SW 85TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$317,000
5393 SW 86TH PLACE · same community
3 bd · 2 ba · 2,116 sqft · $150/sqft · 12 DOM
Sold · Feb ’26$300,000
8835 SW 52ND COURT · same community
3 bd · 2 ba · 1,729 sqft · $174/sqft · 96 DOM
Sold · Jun ’26$340,000
8761 SW 52ND COURT · same community
3 bd · 2 ba · 2,496 sqft · $136/sqft · 242 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5402 SW 85TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5402 SW 85TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5402 SW 85TH STREET FAQs
What would the monthly payment be for 5402 SW 85TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,677/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5402 SW 85TH STREET?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5402 SW 85TH STREET?+
The most recent tax bill on record (2025) was $4,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5402 SW 85TH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $340,000, this home is listed about 14% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5402 SW 85TH STREET?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STRATEGIC REALTY · Nicole Pritt. MLS #OM727226.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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