9728 CRESCENT RAY DRIVE, WESLEY CHAPEL, FL, 33545
Active32 days on marketListed Jun 25, 2026MLS #TB8522710
About this home
9728 CRESCENT RAY DRIVE
NEW PRICE! Now under $500,000 for a 5 bedroom home with one of the best lots in the community!! Why wait 6–10 months on a new build when the upgrades are already done? This nearly-new 2023 home delivers 5 bedrooms, 3 full baths, and 2,605 sq ft of move-in-ready space on a quiet pond-view lot in Epperson Lagoon. An open great room flows to a kitchen with quartz counters, designer tile backsplash, flat-panel cabinetry, and stainless appliances — everything buyers add at extra cost in new construction, already here. Luxury vinyl runs the main living, with quartz in all three baths. A first-floor bedroom and full bath make an ideal guest space or office; upstairs offers a spacious owner's suite with walk-in closet, a versatile loft, and additional bedrooms. Built for Florida with all-block construction, storm-rated windows and doors, a smart-home package, and energy-efficient HVAC. The covered patio overlooks a backyard with no rear neighbors — and that VIEW! Ownership unlocks the nation's first Crystal Lagoon — beach, swim-up bar, water slide, and summer events — in a golf-cart-friendly community with parks and trails. Publix, Starbucks, dining, and top-rated schools are minutes away, with quick I-75 access to Wiregrass, Tampa Premium Outlets, and downtown Tampa. Same lagoon, none of the wait. Ask about our Preferred Lender Incentive — you could save thousands! Reach out today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,605
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs Wesley Chapel actives
$192 vs $201
Days on market
32 vs 32 typical
Where $192/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
204 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 9728 CRESCENT RAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$619,000
9822 SHORELINE VIEW WAY · same community
4 bd · 3 ba · 2,393 sqft · $259/sqft · 62 DOM
Sold · Jun ’26$575,000
32326 CONCHSHELL SAIL STREET · same community
4 bd · 3.5 ba · 2,828 sqft · $203/sqft · 37 DOM
Sold · Aug ’25$542,600
32313 CONCHSHELL SAIL STREET · same community
4 bd · 3.5 ba · 2,828 sqft · $192/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9728 CRESCENT RAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9728 CRESCENT RAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9728 CRESCENT RAY DRIVE FAQs
What would the monthly payment be for 9728 CRESCENT RAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,225/mo — principal and interest, the actual property-tax bill, the $137/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9728 CRESCENT RAY DRIVE?+
The association fee works out to $137 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9728 CRESCENT RAY DRIVE?+
The most recent tax bill on record (2025) was $9,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9728 CRESCENT RAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $499,990, this home is listed about 15% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9728 CRESCENT RAY DRIVE?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX COLLECTIVE · Lindsey Fowkes. MLS #TB8522710.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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